4261 49th St

4261 49th St

D

San Diego, CA 92115

$349,000

Soft Appraisal Value: $349,200 · 0.1% below estimate

Beds

1

Baths

1

Sqft

660

Year Built

1981

Days on Market

75

Property Type

Condo

HOA/mo

$350

MLS ID

2600593SD

Description

This charming condo offers a perfect blend of comfort, character, and convenience. Enjoy a modern kitchen with stainless steel appliances included, a cozy living room featuring a wood-burning fireplace and built-in bookshelf, and a full-size washer and dryer conveniently located in-unit. The bathroom features a classic claw-foot tub, adding timeless appeal. Additional highlights include a tandem parking spot for two cars and a convenient location close to multiple freeways and lots of places to go! Perfect opportunity for a first-time homebuyer to start building equity.

Mortgage Calculator

Est. Monthly Payment

$2,566

Principal & Interest$1,765
Property Tax$349
Insurance$102
HOA$350
%($69,800)
%

Investment Score

16D
Est. Monthly Rent
$1,886
Monthly Cashflow

Rent − PITI − HOA

$-680
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,404

Mortgage (P+I)
$1,765
Cap Rate
1.24%
Cash-on-Cash
-11.69%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.74
Break-even Rent
$2,566

NOI (Annual)
$4,325
Price-to-Rent

Lower = better for investors

15.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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