4257 Lindos Way
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4257 Lindos Way

Dbottom 20%

Oceanside, CA 92056Neighborhood: Ocean Hills

$1,100,000
NEW — 0d
STR closed · inland Oceanside

0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 7, 2026.

Pass at asking: -$6,208/mo full cashflow at 20% down, 7.43% rate.

Works at $291,796 (73% under asking); even all cash loses money at asking.

Rent $3,813/mo from 8 leases of 1–3 bed houses within 1 mi ($3,993–$4,187).

Beds

2

Baths

2

Sqft

1,613

Year Built

1998

Days on Market

0

Property Type

Single Family

HOA/mo

$695

MLS ID

NDP2610036

This property is in Oceanside (92056). View neighborhood stats →

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About This Property

Detached Milos Floor Plan | Portofino Village | 2 Bedrooms + Den | Single Story Welcome to the highly desirable Milos floor plan, located in the Portofino Village of Ocean Hills Country Club, North County San Diego's premier 55+ guard-gated community. This detached, single-story home offers approximately 1,613 square feet of comfortable living space, featuring two bedrooms plus a versatile den/office that could potentially be converted into a third bedroom. With all living areas conveniently located on one level, this home offers the privacy, flexibility, and ease of living that today's buyers appreciate. Ocean Hills Country Club is a beautifully maintained, resort-style community encompassing approximately 350 acres and 1,632 homes, located just a few miles from the Pacific Ocean. Residents enjoy an exceptional lifestyle with a private 18-hole executive golf course with no greens fees, a solar-heated Junior Olympic-sized swimming pool and spa, tennis and pickleball courts, bocce ball, croquet, shuffleboard, and a fully equipped fitness center. The impressive 27,000-square-foot clubhouse serves as the heart of the community, offering a large auditorium for concerts, dances, and special events, along with a library, billiards room, arts and crafts facilities, computer room, and numerous meeting spaces. With more than 40 clubs and organizations, residents have endless opportunities to pursue hobbies, enjoy organized activities, travel, and develop lasting friendships. Outdoor enthusiasts will appreciate the approximately 2.5-mile walking circuit, beautifully landscaped grounds, community parks, fenced dog park, and nearby nature trails. Additional conveniences include on-site RV parking, a 24-hour staffed security gate, and community patrol services. The homeowners association provides an exceptionally low-maintenance lifestyle, including front yard landscaping, exterior painting, and roof maintenance, subject to HOA guidelines. Experience the best of Southern California resort-style living in this detached, single-story Milos home, where an outstanding community, exceptional amenities, and an active lifestyle come together in one remarkable location.

Mortgage Calculator

Est. Monthly Payment

$8,227

Principal & Interest$6,111
Property Tax$1,100
Insurance$321
HOA$695
%($220,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Lake Elementary · grades K-5 · Vista Unified

  • Middle

    Madison Middle · grades 6-8 · Vista Unified

  • High

    Rancho Buena Vista High · grades 9-12 · Vista Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules

Investment Score

1D
Est. Monthly Rent
$3,813

8 leases of 1–3 bed houses within 1 mi · $3,993–$4,187

Blended 50/50 with the zip's market median ($3,530)

Monthly Cashflow

Rent − PITIA

-$4,414
Full Cashflow

Incl. vacancy, PM, maint, capex

-$6,208

What would make this work?

$6,208/mo short at 20% down; +$8,062/mo rent closes it.

Break-even price

73% under asking

$291,796
Break-even rent

$8,062/mo above the estimate

$11,875/mo
Cashflow at 35% down
−$5,062/mo
Down payment to break even

Negative even all-cash

Not reachable
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$6,111
Cap Rate
0.10%
Cash-on-Cash
-33.86%
DSCR

Need ≥ 1.25 for DSCR loan

0.46

NOI (Annual)
$1,128
Price-to-Rent

Lower = better for investors

24.0

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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DCashflow−$6,208/mo