4203 Moonlight Lane
Ctop 80%Oceanside, CA 92056
Pass at asking: -$5,406/mo full cashflow at 20% down, 7.49% rate.
Works at $298,132 (70% under asking), or at 98% down.
Rent $3,493/mo from 9 leases of 2-bed houses within 2 mi ($3,449–$3,901).
Beds
2
Baths
2
Sqft
1,461
Year Built
1978
Days on Market
0
Property Type
Single Family
HOA/mo
$390
MLS ID
NDP2609964
This property is in Oceanside (92056). View neighborhood stats →
About This Property
Welcome to 4203 Moonlight Lane in Pacifica, also known as Oceanside Manor, an established 55+ community in Oceanside. Recently remodeled and move-in ready, this two-bedroom, two-bath home offers approximately 1,461 square feet of beautifully updated living space. Highlights include a remodeled kitchen, new windows, new flooring throughout, and numerous additional upgrades that bring a fresh, modern feel to the home. Thoughtfully refreshed throughout, the inviting interior offers comfortable spaces for everyday living and entertaining. Beyond your front door, enjoy community amenities including a pool, spa, sauna, tennis courts, clubhouse, and billiard room. Whether relaxing at home or connecting with neighbors, this beautifully remodeled home offers a welcoming setting to enjoy your next chapter.
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Est. Monthly Payment
$7,263
Location
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Comparable Properties
5 comps foundThis Property
$3,493
Comp Average
$4,041
3147 Camino Crest Drive
3bd / 2ba · 1,500 sqft · Single Family
$829K
Est. $4,280/mo
1376 Darwin Drive
3bd / 2.5ba · 1,450 sqft · Single Family
$845K
Est. $3,776/mo
2010 Trevino Avenue
3bd / 3ba · 1,526 sqft · Single Family
$880K
Est. $4,327/mo
1702 Avenida Vista Labera
3bd / 2.5ba · 1,432 sqft · Single Family
$915K
Est. $3,838/mo
2339 Nicklaus Drive
2bd / 2.5ba · 1,619 sqft · Single Family
$949K
Est. $3,984/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
9 leases of 2-bed houses within 2 mi · $3,449–$3,901
Blended 50/50 with the zip's market median ($3,426)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$5,406/mo short at 20% down; 98% down or +$7,020/mo rent closes it.
- Break-even price
- $298,132
- Break-even rent
- $10,513/mo
- Cashflow at 35% down
- −$4,359/mo
- Down payment to break even
- 98%
- Rate to break even
- Not reachable
70% under asking
$7,020/mo above the estimate
$979,020 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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