4250 Porte De Palmas
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4250 Porte De Palmas #55

C

San Diego, CA 92122

$975,000
NEW — 6d

Beds

3

Baths

2

Sqft

1,322

Year Built

1985

Days on Market

6

Property Type

Townhouse

HOA/mo

$649

MLS ID

260016147SD

This property is in San Diego (92122). View neighborhood stats →

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About This Property

Welcome to 4250 Porte De Palmas Unit 55, a 3-bedroom, 2-bath townhome offering 1,322 square feet of living space in the highly sought-after Las Palmas community of La Jolla Colony. The functional two-story floor plan features all three bedrooms upstairs. The main level offers vaulted ceilings, a spacious living and dining area with a cozy fireplace, and direct access to a private outdoor patio. Additional features include a spacious primary suite with an ensuite bathroom, central heating, laundry hookups in the attached two-car garage, and direct interior access. With room to update and personalize over time, this home is an excellent opportunity to build equity in a prime La Jolla location. Las Palmas residents enjoy beautifully maintained grounds, two community pools, relaxing spas, and a peaceful residential setting. HOA dues of $649 per month cover these amenities along with the maintenance of the community's common areas and landscaping. Ideally located minutes from UCSD, UTC's shopping and dining, leading biotech and medical campuses, Torrey Pines Golf Course, and La Jolla's iconic beaches, the home also offers convenient access to Interstate 5 and Interstate 805. Whether you're searching for a primary residence or an investment opportunity, 4250 Porte De Palmas Unit 55 combines an exceptional location, a functional floor plan, and the opportunity to make it your own.

Mortgage Calculator

Est. Monthly Payment

$6,839

Principal & Interest$4,930
Property Tax$975
Insurance$284
HOA$649
%($195,000)
%

Location

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Investment Score

15D
Est. Monthly Rent
$4,388
Monthly Cashflow

Rent − PITIA

$-2,450
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,272

Mortgage (P+I)
$4,930
Cap Rate
0.81%
Cash-on-Cash
-26.29%
DSCR

Need ≥ 1.25 for DSCR loan

0.64
Break-even Rent
$9,936

NOI (Annual)
$7,899
Price-to-Rent

Lower = better for investors

18.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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