7405 Charmant Dr
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7405 Charmant Dr #2022

B

San Diego, CA 92122

$675,000
NEW — 1d

Soft Appraisal Value: $659,500 · 2.4% above estimate

Beds

2

Baths

2

Sqft

934

Year Built

1987

Days on Market

1

Property Type

Condo

HOA/mo

$505

MLS ID

PTP2605117

This property is in San Diego (92122). View neighborhood stats →

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About This Property

Desirable upstairs 2BR/2BA condo in the Verano community of La Jolla Colony. Bright and well-maintained with granite countertops, stainless steel appliances, and a combination of tile and laminate flooring throughout. The home also features in-unit laundry and ceiling fans in both bedrooms for added comfort. Private balcony with access from both the living room and primary bedroom overlooks the beautifully landscaped courtyard. Quiet UTC location close to UCSD, shopping, dining, parks, and beaches, with convenient freeway access. Community amenities include a pool, spa, fitness center, recreation room, and two side by side secure underground parking spaces.

Mortgage Calculator

Est. Monthly Payment

$4,790

Principal & Interest$3,413
Property Tax$675
Insurance$197
HOA$505
%($135,000)
%

Location

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Investment Score

36C
Est. Monthly Rent
$3,428
Monthly Cashflow

Rent − PITIA

$-1,362
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,713

Mortgage (P+I)
$3,413
Cap Rate
1.24%
Cash-on-Cash
-24.12%
DSCR

Need ≥ 1.25 for DSCR loan

0.72
Break-even Rent
$6,952

NOI (Annual)
$8,401
Price-to-Rent

Lower = better for investors

16.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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