7425 Charmant
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7425 Charmant #2902

B

San Diego, CA 92122

$640,000
NEW — 6d

Beds

2

Baths

2

Sqft

934

Year Built

1987

Days on Market

6

Property Type

Condo

HOA/mo

$525

MLS ID

260016039SD

This property is in San Diego (92122). View neighborhood stats →

About This Property

Welcome to this spacious upper corner unit in the highly desirable Verano at La Jolla Colony community, ideally situated with bright southeast exposures and an unbeatable location just minutes from UCSD, world-class shopping and dining at University Town Center (UTC), and easy freeway access. This inviting home features an open and airy floor plan with a cozy fireplace and elegant crown molding in the living room, creating the perfect space for relaxing or entertaining. The dining area includes a ceiling fan for added comfort, while brand-new luxury vinyl tile (LVT) flooring throughout the living areas, kitchen and bathrooms, along with fresh interior paint, gives the home a clean, modern feel. The primary suite offers a spacious walk-in closet, a ceiling fan with light, and direct access to a private balcony—an ideal spot to enjoy your morning coffee or unwind in the evening. The secondary bedroom features mirrored wardrobe doors, providing both style and functionality. Additional highlights include a full-size washer and dryer conveniently located inside the unit, two secure underground parking spaces, and the comfort and convenience of resort-style living in one of La Jolla Colony's most sought-after communities. Whether you're looking for a primary residence or an exceptional investment opportunity, this move-in-ready home offers the perfect combination of location, comfort, and lifestyle.

Mortgage Calculator

Est. Monthly Payment

$4,588

Principal & Interest$3,236
Property Tax$640
Insurance$187
HOA$525
%($128,000)
%

Location

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Investment Score

37C
Est. Monthly Rent
$3,295
Monthly Cashflow

Rent − PITIA

$-1,293
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,584

Mortgage (P+I)
$3,236
Cap Rate
1.22%
Cash-on-Cash
-24.23%
DSCR

Need ≥ 1.25 for DSCR loan

0.72
Break-even Rent
$6,651

NOI (Annual)
$7,822
Price-to-Rent

Lower = better for investors

16.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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