4242 Loma Riviera

4242 Loma Riviera

D

San Diego, CA 92110

$799,000
NEW — 2d on market

Beds

3

Baths

2

Sqft

1,440

Year Built

1965

Days on Market

2

Property Type

Townhouse

HOA/mo

$740

MLS ID

260007275SD

Description

The aristocratic heritage of old Spain, blended with the spirit of early California’s Dons, echoes through time—bringing the charm of a bygone era into today’s fast-paced world. Set against this rich and romantic backdrop, Loma Riviera is a walled community designed to offer refuge from the bustle of San Diego’s business life, where comfort, convenience, and recreation come together to support the needs of active modern households. This home offers three bedrooms and two baths, including a bedroom and full bath on the first level, and is elegantly designed for both everyday living and entertaining, featuring a floating steel staircase, massive double front doors, and a tiled entry. The living room, kitchen, patio, and balcony are all generously sized to meet the demands of today’s families, while a convenient laundry room is located just off the patio. The home also includes two carports, providing two dedicated parking spaces. Loma Riviera captures the grace and beauty of a time when hospitality was a way of life, and residents enjoy a wealth of amenities including a swimming pool heated year-round, BBQs & outdoor fireplace, and a party sized clubhouse complete with a kitchen and meeting/library room. As you stroll along its quiet, winding streets, you’ll discover a thoughtfully planned community of townhomes created for gracious, carefree living.

Mortgage Calculator

Est. Monthly Payment

$5,812

Principal & Interest$4,040
Property Tax$799
Insurance$233
HOA$740
%($159,800)
%

Investment Score

6D
Est. Monthly Rent
$4,962
Monthly Cashflow

Rent − PITI − HOA

$-850
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,657

Mortgage (P+I)
$4,040
Cap Rate
2.08%
Cash-on-Cash
-19.95%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.85
Break-even Rent
$8,413

NOI (Annual)
$16,595
Price-to-Rent

Lower = better for investors

13.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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