4231 Thomas St

4231 Thomas St

D

Oceanside, CA 92056

$724,000
NEW — 3d on market

Soft Appraisal Value: $719,900 · 0.6% above estimate

Beds

3

Baths

1

Sqft

1,042

Year Built

1962

Days on Market

3

Property Type

Single Family

HOA/mo

N/A

MLS ID

260006341SD

Description

Charming single story in Oceanside featuring 3 bedroom, 1 bath home and 1042 sq ft of living space. Bonus, enclosed 270 sq ft patio in rear of property. Property has a new coat of paint, new carpet and renovated galley kitchen with all the updated appliances. Enjoy the comfort of being close to the 78 freeway, beaches, entertainment and more.

Mortgage Calculator

Est. Monthly Payment

$4,596

Principal & Interest$3,661
Property Tax$724
Insurance$211
%($144,800)
%

Investment Score

20D
Est. Monthly Rent
$3,827
Monthly Cashflow

Rent − PITI − HOA

$-769
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,252

Mortgage (P+I)
$3,661
Cap Rate
2.33%
Cash-on-Cash
-6.37%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.83
Break-even Rent
$4,596

NOI (Annual)
$16,901
Price-to-Rent

Lower = better for investors

15.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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