4225 Florida
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4225 Florida #5

B

San Diego, CA 92104

$440,000
NEW — 3d

Beds

1

Baths

1

Sqft

622

Year Built

1980

Days on Market

3

Property Type

Condo

HOA/mo

$301

MLS ID

260016736SD

This property is in San Diego (92104). View neighborhood stats →

About This Property

Move-in ready and perfectly positioned in one of San Diego’s most walkable Metro neighborhoods, this upper-level 1 bedroom, 1 bath condo offers the easy central lifestyle buyers are looking for. Inside, you’ll find a bright living space with warm wood-style flooring, in-unit laundry, a functional kitchen with ample cabinet storage, granite-style countertops, and black appliances, plus a dedicated parking space. Large front-facing windows overlook a shaded, tree-lined street, giving the home a comfortable neighborhood feel while keeping you close to everything. Located near the crossroads of North Park, University Heights, and Hillcrest, you’re moments from restaurants, coffee shops, breweries, shopping, parks, dog parks, bus lines, Downtown, Mission Valley, and freeway access. TapRoom is across the street, Sprouts is about a block away, and everyday conveniences are right at your doorstep. A great opportunity for a first-time buyer or anyone looking for a low-maintenance home base in central San Diego.

Mortgage Calculator

Est. Monthly Payment

$3,094

Principal & Interest$2,225
Property Tax$440
Insurance$128
HOA$301
%($88,000)
%

Location

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Investment Score

41C
Est. Monthly Rent
$2,050
Monthly Cashflow

Rent − PITIA

$-1,044
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,882

Mortgage (P+I)
$2,225
Cap Rate
0.94%
Cash-on-Cash
-25.66%
DSCR

Need ≥ 1.25 for DSCR loan

0.66
Break-even Rent
$4,494

NOI (Annual)
$4,114
Price-to-Rent

Lower = better for investors

17.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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