4221 Via Tercero
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4221 Via Tercero

D

Oceanside, CA 92056

$875,000
NEW — 3d

Soft Appraisal Value: $865,000 · 1.2% above estimate

Beds

3

Baths

2.5

Sqft

1,511

Year Built

1988

Days on Market

3

Property Type

Single Family

HOA/mo

$142

MLS ID

NDP2604011

This property is in Oceanside (92056). View neighborhood stats →

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About This Property

Welcome to 4221 Via Tercero in the highly sought after community of Rancho del Oro. This beautiful two story home offers an exceptional opportunity in a prime Oceanside location. Step inside to vaulted ceilings, dual pane vinyl windows, and abundant natural light, creating a bright and open feel throughout. The main level showcases real birch hardwood flooring, a cozy fireplace, and a modern kitchen with an oversized island, birch wood cabinetry, and stainless steel appliances. A guest bathroom, dedicated laundry room with washer and dryer, and direct access to the two car garage complete the main level. Upstairs offers newer carpeting and a spacious primary suite with ample closet space and an ensuite bath featuring dual sinks and a walk in shower. Two secondary bedrooms share a Jack and Jill bathroom. One includes a walk in closet, while the other is currently configured as an office or loft. A builder option provides the flexibility to convert this space into a true third bedroom by adding a door and finishing the wall. The outdoor space includes a covered wood deck, mature fruit trees, and plenty of room to relax, entertain, or play. The lot extends beyond the fence line and spans just over 9,000 square feet. Residents enjoy low HOA fees and no Mello Roos. The location offers convenient access to parks, recreation, shopping, dining, local beaches, Oceanside Harbor, and downtown Oceanside, along with nearby commuter routes.

Mortgage Calculator

Est. Monthly Payment

$5,697

Principal & Interest$4,424
Property Tax$875
Insurance$255
HOA$142
%($175,000)
%

Location

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Investment Score

26D
Est. Monthly Rent
$3,691
Monthly Cashflow

Rent − PITIA

$-2,005
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,584

Mortgage (P+I)
$4,424
Cap Rate
1.15%
Cash-on-Cash
-24.57%
DSCR

Need ≥ 1.25 for DSCR loan

0.65
Break-even Rent
$8,345

NOI (Annual)
$10,091
Price-to-Rent

Lower = better for investors

19.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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