4208 Napier Street

4208 Napier Street

D

San Diego, CA 92110

$979,000

Soft Appraisal Value: $963,800 · 1.6% above estimate

Beds

3

Baths

3

Sqft

1,901

Year Built

1982

Days on Market

13

Property Type

Townhouse

HOA/mo

$375

MLS ID

PTP2602014

Description

Unique! Spacious Townhome style condo. 2 Stories with 3 bedrooms - 2 of which are primary bedrooms - 1 downstairs (could be used as a second living room/family room/office), the other upstairs. Peek view of Mission Bay from the Balcony, Living room and upstairs Primary bedroom. Formal dining room, living room fireplace, separate laundry room - and plenty of storage! This place lives like a single family home. 2 car attached garage, private use yard, 1 common wall - only 3 units in the complex! Super convenient to the world... Close to restaurants, shopping, Mission Bay, Mission Beach, freeways to everywhere! Impossible to find this kind of living space this close to the coast in this price range!!! A bit of personalization and voila - your piece of perfection here in America's Finest city, San Diego. Welcome to your brand of living!

Mortgage Calculator

Est. Monthly Payment

$6,590

Principal & Interest$4,950
Property Tax$979
Insurance$286
HOA$375
%($195,800)
%

Investment Score

4D
Est. Monthly Rent
$4,647
Monthly Cashflow

Rent − PITI − HOA

$-1,943
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,828

Mortgage (P+I)
$4,950
Cap Rate
1.38%
Cash-on-Cash
-23.46%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.71
Break-even Rent
$9,618

NOI (Annual)
$13,468
Price-to-Rent

Lower = better for investors

17.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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