2658 Worden Street

2658 Worden Street #223

D

San Diego, CA 92110

$635,000

Soft Appraisal Value: $628,300 · 1.1% above estimate

Beds

2

Baths

1.5

Sqft

976

Year Built

1969

Days on Market

11

Property Type

Condo

HOA/mo

$607

MLS ID

NDP2602580

Description

Welcome to resort-style living just 2 miles from Ocean Beach! Located in the highly desirable Point Loma Tennis Club, this west-facing townhome offers the best of San Diego living: cool ocean breezes, nearby beach, and a central location close to everything. This two-bedroom residence features no neighbors above or below, providing the privacy and feel of a single-family home. Inside, you’ll find in-unit laundry, triple-pane windows, central HVAC, and a comfortable, light-filled layout. Point Loma Tennis Club is known for its lush greenbelts and abundant open space, creating a peaceful, park-like setting. In addition to on-site security, residents enjoy an impressive array of resort-style amenities, including a clubhouse with multiple game rooms, fitness center, saunas, 24/7 pool, spa, BBQ areas, and tennis and basketball courts—perfect for both relaxation and recreation. The location truly sets this home apart. With quick access to the I-5 and I-8 freeways, you’re just 10 minutes from San Diego International Airport and about 15 minutes from Balboa Park. VA buyers will appreciate the short drive to local military installations, including MCAS Miramar and Naval Base Coronado. This property is also ideal for students. Nearby schools include Loma Portal Elementary School, Dana Middle School, Correia Middle School, and Point Loma High School. College students enjoy convenient access to University of San Diego, San Diego City College, San Diego Mesa College, UC San Diego, and SDSU. Commuters will love being just 2 miles from the Old Town Transit Center, offering trolley, bus, and train service. Outdoor enthusiasts can explore nearby Famosa Slough, Tecolote Canyon, and the San Diego River Trail. Whether you're purchasing your first home, downsizing, or searching for the perfect vacation getaway, this townhome offers a low-maintenance lifestyle in one of San Diego’s most central and sought-after coastal communities.

Mortgage Calculator

Est. Monthly Payment

$4,638

Principal & Interest$3,211
Property Tax$635
Insurance$185
HOA$607
%($127,000)
%

Investment Score

2D
Est. Monthly Rent
$2,967
Monthly Cashflow

Rent − PITI − HOA

$-1,671
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,882

Mortgage (P+I)
$3,211
Cap Rate
0.62%
Cash-on-Cash
-27.24%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.64
Break-even Rent
$6,710

NOI (Annual)
$3,941
Price-to-Rent

Lower = better for investors

17.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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