4185 Combe Way
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4185 Combe Way

D

San Diego, CA 92122

$1,950,000

Soft Appraisal Value: $1,922,600 · 1.4% above estimate

Beds

4

Baths

2

Sqft

2,155

Year Built

1970

Days on Market

47

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2603657

This property is in San Diego (92122). View neighborhood stats →

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About This Property

Improved Pricing! Stunning single-story home on a pool-sized lot with ADU potential in desirable University City. Tucked away on a quiet cul-de-sac, this beautifully maintained home features a bright open floor plan with vaulted ceilings, exposed beams, and a modern farmhouse aesthetic. Extensively renovated in 2024, upgrades include luxury vinyl plank flooring, dual-pane windows, updated interior and exterior paint, elegant lighting, central A/C, water softener and purification systems, and approximately 350 sq ft of attic storage. The chef’s kitchen is thoughtfully designed with black stainless steel appliances, a waterfall quartz island, soft-close cabinetry with pullouts, farmhouse sink, five-burner gas cooktop, and spacious walk-in pantry. The primary suite opens directly to the backyard and features dual vanities plus a custom walk-in shower with frameless glass and designer tile. Secondary bedrooms include ceiling fans, while one offers dual skylights for abundant natural light—ideal for guests, family, or a home office. The backyard has been beautifully redesigned with new hardscape, lush landscaping, garden space, and a manual exterior sunshade, creating the perfect setting for relaxing or entertaining. Low-maintenance turf enhances the front yard’s curb appeal. Situated on an expansive 0.29-acre lot with exceptional ADU potential and room to create a custom outdoor retreat, this home is conveniently located near University of California San Diego, La Jolla Shores, shopping, dining, and top-rated schools including Marie Curie Elementary School, Standley Middle School, and University City High School. A rare opportunity to own a stylishly upgraded home in one of San Diego’s most sought-after neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$12,379

Principal & Interest$9,860
Property Tax$1,950
Insurance$569
%($390,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$5,105
Monthly Cashflow

Rent − PITIA

$-7,274
Full Cashflow

Incl. vacancy, PM, maint, capex

$-10,073

Mortgage (P+I)
$9,860
Cap Rate
-0.13%
Cash-on-Cash
-31.00%
DSCR

Need ≥ 1.25 for DSCR loan

0.41
Break-even Rent
$18,187

NOI (Annual)
$-2,558
Price-to-Rent

Lower = better for investors

31.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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