4168 Terry St
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4168 Terry St

D

Oceanside, CA 92056

$995,000
NEW — 2d

Soft Appraisal Value: $986,200 · 0.9% above estimate

Beds

3

Baths

2

Sqft

1,311

Year Built

1974

Days on Market

2

Property Type

Single Family

HOA/mo

N/A

MLS ID

260010217SD

This property is in Oceanside (92056). View neighborhood stats →

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About This Property

Welcome to your dream home in Oceanside where style, comfort, and coastal living come together effortlessly. This beautifully remodeled ranch-style residence radiates warmth with rich earth tones, layered textures, and thoughtfully hand-picked mixed wood finishes that make every space feel both elevated and inviting. The exterior blends timeless stucco with striking James Hardie siding, delivering standout curb appeal with lasting quality. Step inside to an open-concept floor plan designed for modern living, offering 3 bedrooms and 2 bathrooms. Natural flow, clean lines, and designer touches throughout create a home that feels as good as it looks; perfect for both everyday living and hosting. Out back is where this home truly shines. Designed with entertaining in mind, this expansive backyard is a private retreat featuring a custom built-in BBQ island, a dedicated dining area, and a large covered patio that sets the stage for unforgettable gatherings. As the sun sets, custom landscape lighting brings the space to life, highlighting a cohesive oasis of trees, plants, and walkways. A gas-plumbed fire pit adds the perfect finishing touch for cozy evenings under the stars. With fully paid solar, you’ll enjoy energy efficiency without compromise. And just under 5 miles from the beach, you’re never far from the coastal lifestyle that makes Oceanside so desirable. Set in a welcoming, family-friendly neighborhood, this home offers the perfect balance of tranquility, community, and convenience. This isn’t just a home - it’s a lifestyle upgrade.

Mortgage Calculator

Est. Monthly Payment

$6,316

Principal & Interest$5,031
Property Tax$995
Insurance$290
%($199,000)
%

Location

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Investment Score

10D
Est. Monthly Rent
$3,346
Monthly Cashflow

Rent − PITIA

$-2,970
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,569

Mortgage (P+I)
$5,031
Cap Rate
0.56%
Cash-on-Cash
-27.55%
DSCR

Need ≥ 1.25 for DSCR loan

0.53
Break-even Rent
$9,280

NOI (Annual)
$5,547
Price-to-Rent

Lower = better for investors

24.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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