4165 Manchester Ave

4165 Manchester Ave

C

Encinitas, CA 92024

$2,495,000

Beds

4

Baths

3

Sqft

2,338

Year Built

1985

Days on Market

Property Type

Single Family

HOA/mo

N/A

MLS ID

260017655SD

This property is in Encinitas (92024). View neighborhood stats →

About This Property

Set on an expansive half-acre in one of Encinitas' most coveted pockets, this property is less about compromise and entirely about possibility. Framed by sweeping valley views and surrounded by multi-million dollar estates, it offers a rare canvas for both immediate enjoyment and future vision. The home's distinctive architecture and well-loved character create a warm, livable space as it stands today, while also inviting the opportunity to personalize or elevate over time. A long, private driveway sets the tone for arrival, and the generous patio and sprawling grounds open the door to endless possibilities--whether enjoying the space as-is, adding a pool, creating a guest house or ADU, or curating an exceptional outdoor retreat. Opportunities like this are increasingly rare--where land, location, and flexibility converge. For those who appreciate both comfort today and potential for tomorrow, this is a chance to own a truly special piece of Encinitas.

Mortgage Calculator

Est. Monthly Payment

$15,839

Principal & Interest$12,616
Property Tax$2,495
Insurance$728
%($499,000)
%

Investment Score

2D
Est. Monthly Rent
$7,548
Monthly Cashflow

Rent − PITIA

$-8,291
Full Cashflow

Incl. vacancy, PM, maint, capex

$-12,106

Mortgage (P+I)
$12,616
Cap Rate
0.25%
Cash-on-Cash
-29.11%
DSCR

Need ≥ 1.25 for DSCR loan

0.48
Break-even Rent
$23,270

NOI (Annual)
$6,118
Price-to-Rent

Lower = better for investors

27.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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