4154 Camino Islay

4154 Camino Islay

D

San Diego, CA 92122

$649,000
NEW — 2d on market

Soft Appraisal Value: $635,900 · 2.1% above estimate

Beds

2

Baths

1

Sqft

896

Year Built

1972

Days on Market

2

Property Type

Townhouse

HOA/mo

$430

MLS ID

260007913SD

View on MLS

Description

Well-maintained townhome in the highly desirable UTC area, offering 2 bedrooms and 1 bathroom with a functional and comfortable layout. This home features a private courtyard, perfect for outdoor relaxation or entertaining, along with two assigned parking spaces for added convenience. The interior is clean and move-in ready, with natural light throughout and a practical floor plan suited for both homeowners and investors. Ideally located near shopping, dining, UCSD, and major freeways, providing easy access to everything the area has to offer. Great opportunity to own in one of San Diego’s most convenient and sought-after communities. Well-maintained townhome in the highly desirable UTC area, offering 2 bedrooms and 1 bathroom with a functional and comfortable layout. This home features a private courtyard, perfect for outdoor relaxation or entertaining, along with two assigned parking spaces for added convenience. The interior is clean and move-in ready, with natural light throughout and a practical floor plan suited for both homeowners and investors. Ideally located near shopping, dining, UCSD, and major freeways, providing easy access to everything the area has to offer. Great opportunity to own in one of San Diego’s most convenient and sought-after communities.

Mortgage Calculator

Est. Monthly Payment

$4,550

Principal & Interest$3,282
Property Tax$649
Insurance$189
HOA$430
%($129,800)
%

Investment Score

3D
Est. Monthly Rent
$2,935
Monthly Cashflow

Rent − PITIA

$-1,615
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,831

Mortgage (P+I)
$3,282
Cap Rate
0.83%
Cash-on-Cash
-26.17%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.65
Break-even Rent
$6,611

NOI (Annual)
$5,413
Price-to-Rent

Lower = better for investors

18.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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