4128 Terry St.

4128 Terry St.

D

Oceanside, CA 92056

$1,049,900
NEW — 2d on market

Beds

4

Baths

2.5

Sqft

1,956

Year Built

1974

Days on Market

2

Property Type

Single Family

HOA/mo

N/A

MLS ID

260007247SD

View on MLS

Description

Welcome to your dream coastal retreat in Oceanside! This beautifully remodeled home perfectly blends modern luxury with laid-back beach living. Thoughtfully updated from top to bottom, this stunning home features a brand-new kitchen, updated flooring throughout, fully renovated bathrooms, and all-new windows that fill the space with natural light. The spacious downstairs primary suite offers privacy and convenience, while three additional bedrooms upstairs provide the perfect layout for family, guests, or a home office. Situated on a desirable corner lot, the property captures lovely views and an abundance of sunshine. The open and inviting floor plan flows seamlessly into a private backyard oasis with a permitted patio room, and large grass area, ideal for entertaining, play, or relaxing evenings outdoors. With its stylish upgrades, generous outdoor space, and prime location near the coast, this move-in-ready home offers the perfect blend of comfort, functionality, and seaside charm.

Mortgage Calculator

Est. Monthly Payment

$6,665

Principal & Interest$5,309
Property Tax$1,050
Insurance$306
%($209,980)
%

Investment Score

4D
Est. Monthly Rent
$4,237
Monthly Cashflow

Rent − PITI − HOA

$-2,428
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,277

Mortgage (P+I)
$5,309
Cap Rate
1.18%
Cash-on-Cash
-24.44%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.64
Break-even Rent
$9,792

NOI (Annual)
$12,380
Price-to-Rent

Lower = better for investors

20.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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