4128 Oregon St
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4128 Oregon St

D

San Diego, CA 92104

$1,120,000
NEW — 1d on market

Soft Appraisal Value: $1,105,400 · 1.3% above estimate

Beds

2

Baths

2

Sqft

1,246

Year Built

1929

Days on Market

1

Property Type

Single Family

HOA/mo

$182

MLS ID

260008594SD

This property is in San Diego (92104). View neighborhood stats →

About This Property

Walking distance to parks, restaurants, shops & the North Park Farmer's Market, this turn-key single level 2 bed 2 bath home is the perfect blend of historic charm & modern updates. Relax & unwind on the porch or soak up the sun on the front yard lawn with space to garden. Ideal open floorplan with spacious great room that flows into the kitchen. Enjoy a cozy fireplace, central A/C, fresh paint, warm wood floors & a 1 car garage + driveway parking for 1 more car. Don't miss this amazing opportunity!

Mortgage Calculator

Est. Monthly Payment

$7,292

Principal & Interest$5,663
Property Tax$1,120
Insurance$327
HOA$182
%($224,000)
%

Location

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Investment Score

2D
Est. Monthly Rent
$3,960
Monthly Cashflow

Rent − PITIA

$-3,332
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,176

Mortgage (P+I)
$5,663
Cap Rate
0.52%
Cash-on-Cash
-27.73%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.54
Break-even Rent
$10,683

NOI (Annual)
$5,842
Price-to-Rent

Lower = better for investors

23.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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