4103 Voltaire Street

4103 Voltaire Street

Ctop 80%

San Diego, CA 92107

$1,350,000
NEW — 0d
STR-eligible · San Diego Tier 3 · TOT 12.75%

One license per person in San Diego: whether you can hold it depends on you, not only the home.

95 licensed short-term rentals within ½ mile (59 whole home), from the cities' license and permit lists of Nov 14, 2026.

1 short-term rental license on file in this 17-unit complex, so its HOA has allowed them. Confirm in the CC&Rs: an HOA can ban stays under 30 days (Civ. Code §4741).

Pass at asking: -$6,817/mo full cashflow at 20% down, 7.36% rate.

Works at $457,987 (66% under asking), or at 94% down.

Rent $5,098/mo from 18 leases of 2–4 bed condos & townhomes within 1 mi ($3,829–$4,765).

Beds

3

Baths

2.5

Sqft

1,542

Year Built

2024

Days on Market

0

Property Type

Townhouse

HOA/mo

$425

MLS ID

PTP2608404

This property is in San Diego (92107). View neighborhood stats →

Virtual Tour

About This Property

Welcome to 4103 Voltaire Street located in the desirable Point Loma Heights neighborhood. Built in 2024, this stunning contemporary townhome delivers modern coastal living at its best. Walking distance to shopping and highly rated local eateries. Minutes to Ocean Beach, Sunset Cliffs, Barnes Tennis and Pickleball Center and beautiful Liberty Station. Upgrades include an owned SunPower Equinox solar system, tankless water heater, central A/C, and an oversized two-car attached garage with hobby space for additional storage. The open-concept kitchen, dining, and living areas feature an expansive island, pendant lighting, quartz countertops, tiled backsplash, Samsung Bespoke Extra-large Capacity French Door Refrigerator, a gas range, recessed lighting, and gorgeous cabinetry. A private, enclosed landscaped patio for easy indoor-outdoor living. Luxury vinyl plank flooring in the living areas and upgraded carpet on the 3rd level. The 3rd bedroom serves as an open loft/den area and could be easily converted back to a bedroom. The spacious primary suite and bath retreat features a walk-in closet and a large walk-in shower. This home is ready to Welcome you home for the Holidays!

Mortgage Calculator

Est. Monthly Payment

$9,617

Principal & Interest$7,448
Property Tax$1,350
Insurance$394
HOA$425
%($270,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Silver Gate Elementary · grades K-4 · San Diego Unified

  • Middle

    Correia Middle · grades 7-8 · San Diego Unified

  • High

    Point Loma High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Comparable Properties

3 comps found

This Property

$5,098

vs

Comp Average

$4,512

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

8C
Est. Monthly Rent
$5,098

18 leases of 2–4 bed condos & townhomes within 1 mi · $3,829–$4,765

Blended 50/50 with the zip's market median ($5,836)

Monthly Cashflow

Rent − PITIA

-$4,519
Full Cashflow

Incl. vacancy, PM, maint, capex

-$6,817

What would make this work?

$6,817/mo short at 20% down; 94% down or +$8,853/mo rent closes it.

Break-even price

66% under asking

$457,987
Break-even rent

$8,853/mo above the estimate

$13,951/mo
Cashflow at 35% down
−$5,420/mo
Down payment to break even

$1,269,000 cash

94%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$7,448
Cap Rate
0.79%
Cash-on-Cash
-30.30%
DSCR

Need ≥ 1.25 for DSCR loan

0.53

NOI (Annual)
$10,636
Price-to-Rent

Lower = better for investors

22.1

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$6,817/mo