4094 Swift
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4094 Swift

D

San Diego, CA 92104

$1,049,000
NEW — 1d

Soft Appraisal Value: $1,041,000 · 0.8% above estimate

Beds

3

Baths

2

Sqft

1,280

Year Built

2019

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

260010950SD

This property is in San Diego (92104). View neighborhood stats →

About This Property

This quintessential Craftsman bungalow sits in the heart of one of San Diego's most sought-after neighborhoods, just steps from everything North Park has to offer. The home has been thoughtfully remodeled with no detail overlooked — from a newer roof, central HVAC, siding, windows and doors, to updated kitchens, bathrooms, vinyl flooring, electrical, and plumbing. The flexible floor plan offers 3 BD/2 BA as a single residence, or can easily function as a 2 BD/1 BA front unit with a private ADU in the back — complete with its own kitchenette, full bath, and separate entrance. Whether you're looking for multi-generational living or a rental income opportunity, this home delivers. Fully owned solar panels paired with a Tesla Powerwall and a dedicated EV charger round out this future-ready property, keeping energy costs low and your lifestyle modern. A detached garage, two carport spaces, and a driveway spot provide ample parking, while the low-maintenance private yards are perfect for soaking up the California sunshine. If you want to live and play in one of the city's most vibrant and culturally rich communities, this is the one.

Mortgage Calculator

Est. Monthly Payment

$6,659

Principal & Interest$5,304
Property Tax$1,049
Insurance$306
%($209,800)
%

Location

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Investment Score

20D
Est. Monthly Rent
$4,270
Monthly Cashflow

Rent − PITIA

$-2,389
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,246

Mortgage (P+I)
$5,304
Cap Rate
1.21%
Cash-on-Cash
-24.28%
DSCR

Need ≥ 1.25 for DSCR loan

0.64
Break-even Rent
$9,784

NOI (Annual)
$12,705
Price-to-Rent

Lower = better for investors

20.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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