407 Sea Cliff Way
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407 Sea Cliff Way

D

Oceanside, CA 92056

$489,000
NEW — 0d on market

Soft Appraisal Value: $486,600 · 0.5% above estimate

Beds

1

Baths

1

Sqft

780

Year Built

1990

Days on Market

0

Property Type

Condo

HOA/mo

$450

MLS ID

NDP2603382

This property is in Oceanside (92056). View neighborhood stats →

About This Property

Don’t miss this exceptional opportunity to own a beautifully upgraded, ground-level corner unit in the community of The Bluffs. This turnkey home features a rare large, fully fenced private yard, perfect for relaxing, entertaining, or pets. Inside, you’ll find a bright and open floor plan enhanced by luxury vinyl plank flooring, crown molding, and abundant natural light. The kitchen is equipped with granite countertops and stainless steel appliances, seamlessly connecting to the living space for modern living. The spacious primary bedroom includes a walk-in closet, while additional highlights include: In-unit stackable washer & dryer, AC and ceiling fan, dual-pane windows for comfort and sound insulation. All appliances—including refrigerator, washer, and dryer—are included, making this home truly move-in ready. The community offers resort-style amenities, including: Pool and spa, Clubhouse with gym, kitchen, and meeting spaces, BBQ area, putting green, dog run and play areas. Ideally located near shopping, dining, parks, beaches, golf courses, major freeways, and public transportation. This home is perfect for first-time buyers, investors, or anyone looking to stop renting and start owning. Carport parking is close to the unit!! FHA and VA approved.

Mortgage Calculator

Est. Monthly Payment

$3,554

Principal & Interest$2,473
Property Tax$489
Insurance$143
HOA$450
%($97,800)
%

Location

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Investment Score

2D
Est. Monthly Rent
$2,324
Monthly Cashflow

Rent − PITIA

$-1,231
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,173

Mortgage (P+I)
$2,473
Cap Rate
0.74%
Cash-on-Cash
-26.66%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.65
Break-even Rent
$5,146

NOI (Annual)
$3,600
Price-to-Rent

Lower = better for investors

17.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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