406 Lotus Drive
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406 Lotus Drive

D

San Marcos, CA 92069

$806,600
NEW — 0d

Beds

3

Baths

3.5

Sqft

1,781

Year Built

2026

Days on Market

0

Property Type

Townhouse

HOA/mo

$310

MLS ID

OC26114547

This property is in San Marcos (92069). View neighborhood stats →

About This Property

Brand new, energy-efficient home available ! The first-floor bed with full bath provides comfort for visiting guests or a home office. The open-concept living space is ideal for entertaining, featuring a chef-inspired kitchen with large island, dedicated dining space, and a powder bath for guests. Cielo, in San Marcos, CA, is the place for your carefree SoCal life. Offering stylish townhomes with spacious, open-concept floorplans, chef-inspired kitchens, primary suites with walk-in closets and covered decks. Homeowners will benefit from Cielo's turnkey, move-in ready features such as included Whirlpool® appliances and whole home blinds. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

Mortgage Calculator

Est. Monthly Payment

$5,430

Principal & Interest$4,079
Property Tax$807
Insurance$235
HOA$310
%($161,320)
%

Location

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Investment Score

29D
Est. Monthly Rent
$3,630
Monthly Cashflow

Rent − PITIA

$-1,800
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,307

Mortgage (P+I)
$4,079
Cap Rate
1.15%
Cash-on-Cash
-24.60%
DSCR

Need ≥ 1.25 for DSCR loan

0.67
Break-even Rent
$7,925

NOI (Annual)
$9,256
Price-to-Rent

Lower = better for investors

18.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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