4050 Porte La Paz

4050 Porte La Paz #44

D

San Diego, CA 92122

$629,900

Beds

2

Baths

1

Sqft

806

Year Built

1985

Days on Market

24

Property Type

Condo

HOA/mo

$522

MLS ID

260005847SD

View on MLS

Description

Bright and beautifully updated 2-bedroom condo in a highly desirable location near La Jolla Colony Park. This well-maintained unit features a light-filled interior with an open and functional floor plan, creating a comfortable living space ideal for both everyday living and entertaining. The updated kitchen and living areas offer a welcoming atmosphere, while the spacious bedrooms provide privacy and flexibility. Perfectly situated in the heart of the University City/La Jolla area, this home is just minutes from UCSD, world-class beaches, shopping centers, restaurants, and major freeways, making commuting and daily conveniences effortless. Residents can enjoy nearby La Jolla Colony Park with its open green space, walking paths, and recreational areas. This property offers an excellent opportunity for homeowners, UCSD students, faculty, or investors seeking a prime rental location with strong demand. With its unbeatable location, functional layout, and bright living spaces, this condo combines comfort, convenience, and long-term value. A fantastic opportunity to own in one of San Diego’s most sought-after neighborhoods, close to everything that makes coastal living so desirable.

Mortgage Calculator

Est. Monthly Payment

$4,521

Principal & Interest$3,185
Property Tax$630
Insurance$184
HOA$522
%($125,980)
%

Investment Score

1D
Est. Monthly Rent
$2,733
Monthly Cashflow

Rent − PITIA

$-1,788
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,942

Mortgage (P+I)
$3,185
Cap Rate
0.46%
Cash-on-Cash
-28.02%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.60
Break-even Rent
$6,553

NOI (Annual)
$2,923
Price-to-Rent

Lower = better for investors

19.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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