
4034 Florida Street #4
Atop 10%San Diego, CA 92104
113 licensed short-term rentals within ½ mile (81 whole home), from the cities' license and permit lists of Nov 2, 2026.
No unit in this 7-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$1,997/mo full cashflow at 20% down, 7.49% rate.
Works at $266,084 (49% under asking), or at 75% down.
Rent $3,088/mo from 9 leases of 2-bed condos & townhomes within 0.5 mi ($2,696–$3,061).
Beds
2
Baths
2
Sqft
828
Year Built
1988
Days on Market
45
Property Type
Condo
HOA/mo
$325
MLS ID
260022813SD
This property is in San Diego (92104). View neighborhood stats →
About This Property
Discover refined urban living in one of San Diego’s most sought-after neighborhoods. This exceptional top-level, 2-bedroom, 2-bathroom condominium combines modern convenience with timeless charm. Positioned within an intimate, well-maintained, and secure 7-unit gated community, the property stands out for its impressive street presence and meticulous upkeep. The interior transitions seamlessly from an inviting entryway into a spacious living area, where soaring vaulted ceilings maximize natural light and elegant Brazilian walnut hardwood flooring adds immediate warmth. Rare for urban living, the home includes both a secure garage and a designated parking space. With a remarkably low monthly HOA dues structure ($325, inclusive of water, trash, and maintenance), this property offers incredible value. Experience the best of North Park’s celebrated culinary scene with renowned local landmarks like the Lafayette Hotel just a short stroll away. Welcome to this sophisticated upstairs condominium located in the heart of San Diego's vibrant North Park neighborhood. Featuring 2 bedrooms and 2 full bathrooms, this home offers exceptional walkability and bikeability, placing premier dining and shopping just steps away. Situated within a beautifully maintained, fully gated 7-unit boutique complex, the property boasts excellent curb appeal and security. Inside, the residence welcomes you with vaulted ceilings that create an open, airy ambiance, complemented by warm Brazilian walnut hardwwod flooring throughout. Practical amenities include a private garage plus one additional assigned parking space. The low monthly HOA fee of $325 covers water, trash, and common area maintenance. Enjoy an unparalleled lifestyle with iconic San Diego establishments, including the historic Lafayette Hotel, right at your doorstep.
Mortgage Calculator
Est. Monthly Payment
$3,937
Location
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Zoned Schools
Elementary
Birney Elementary · grades K-5 · San Diego Unified
Middle
Roosevelt International Middle · grades 6-8 · San Diego Unified
High
San Diego High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,088
Comp Average
$2,834
4180 Louisiana St
2bd / 2ba · 840 sqft · Condo
$455K
Est. $2,722/mo
4164 Cherokee Avenue
2bd / 1.5ba · 806 sqft · Condo
$500K
Est. $2,642/mo
3960 Arizona Street
2bd / 2ba · 840 sqft · Condo
$575K
Est. $2,798/mo
3939 Illinois
1bd / 1.5ba · 816 sqft · Condo
$570K
Est. $2,908/mo
3727 Herman Ave
2bd / 2ba · 856 sqft · Condo
$640K
Est. $3,099/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
9 leases of 2-bed condos & townhomes within 0.5 mi · $2,696–$3,061
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$1,997/mo short at 20% down; 75% down or +$2,593/mo rent closes it.
- Break-even price
- $266,084
- Break-even rent
- $5,681/mo
- Cashflow at 35% down
- −$1,446/mo
- Down payment to break even
- 75%
- Rate to break even
- Not reachable
49% under asking
$2,593/mo above the estimate
$393,750 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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