403 Horne
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403 Horne

C

Oceanside, CA 92054

$1,780,000

Soft Appraisal Value: $1,718,500 · 3.6% above estimate

Beds

3

Baths

2

Sqft

1,519

Year Built

1929

Days on Market

45

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2603608

This property is in Oceanside (92054). View neighborhood stats →

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About This Property

Rare 1920s Spanish Style Beach Bungalow with Unobstructed Ocean Panoramas. Step back in time while enjoying the height of coastal luxury in this impeccably maintained 1920s beach bungalow. Perched at the highest point of a coveted corner lot, this home offers a rare blend of vintage character and modern move-in readiness. Experience true indoor-outdoor living with three expansive decks, each perfectly positioned to capture breathtaking, unobstructed views of the Pacific Ocean. Beyond the stunning vistas, the property is a lush private sanctuary featuring well-established landscaping and productive fruit trees. A detached two-car garage provides ample space for vehicles and beach gear. This is more than just a home; it’s a character-filled retreat where history meets the horizon.

Mortgage Calculator

Est. Monthly Payment

$11,300

Principal & Interest$9,001
Property Tax$1,780
Insurance$519
%($356,000)
%

Location

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Investment Score

1D
Est. Monthly Rent
$5,103
Monthly Cashflow

Rent − PITIA

$-6,197
Full Cashflow

Incl. vacancy, PM, maint, capex

$-8,854

Mortgage (P+I)
$9,001
Cap Rate
0.10%
Cash-on-Cash
-29.84%
DSCR

Need ≥ 1.25 for DSCR loan

0.45
Break-even Rent
$16,601

NOI (Annual)
$1,764
Price-to-Rent

Lower = better for investors

29.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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