
1200 Harbor Drive #7-C
Ctop 80%Oceanside, CA 92054Neighborhood: Townsite
5 licensed short-term rentals within ½ mile (5 whole home), from the cities' license and permit lists of Nov 1, 2026.
No unit in this 67-unit complex holds a short-term rental permit, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$7,017/mo full cashflow at 20% down, 7.49% rate.
Works at $355,201 (72% under asking), or at all cash.
Rent $4,995/mo from 14 leases of 1–3 bed condos & townhomes within 1 mi, same school area ($3,825–$4,868). Previously leased for $4,995.
Beds
2
Baths
2
Sqft
1,364
Year Built
1976
Days on Market
185
Property Type
Condo
HOA/mo
$1,106
MLS ID
OC26086648
This property is in Oceanside (92054). View neighborhood stats →
About This Property
Enjoy breathtaking views of Harbor, Beach, and Ocean. Unit is located on the 7th floor of the Marina Towers, 1364 sq. ft., 2 Bedrooms, 2 Full Baths. Floor to ceiling windows provide 180 degrees of unobstructed views of the Harbor, Lighthouse, Beach and Ocean. Relax watching the sail boats in and out of the harbor and sailing at sea. Start your mornings sipping coffee and watching the sun rise, and in the afternoons recline, enjoy a romantic sundown sipping wine and watching the sun set in the horizon. In the afternoons step in to the Harbor for a stroll or have lunch at any of the several great restaurants at the Harbor, or lay in the sun at the beach, or do some body surfing, or go bike riding. At home do your chef magic at the gourmet chef's kitchen with granite countertops , newer cabinets, travertine backsplash and luxurious stainless steel appliances. The master ensuite boasts of a marble shower ready for a relaxing, and a walk-in closet with plenty of space. The guest bedroom can be used as a bedroom with its own balcony or additional sitting area for entertaining guests. The spacious and open living area flows seamlessly into the gourmet kitchen, living room and additional guest entraining sitting room.The private balcony is suited for an outdoor romantic meal or glass of wine. Unforgettable stunning views, walking distance to the Harbor, beach, restaurants, and downtown. Easy freeway access and to shopping. Secured Building, offers swimming pool and jacuzzi, BBQ area, lounge area and gas fire pit, large rec room and fully equipped exercise room.
Mortgage Calculator
Est. Monthly Payment
$9,809
Location
Loading map...
Zoned Schools
Elementary
Laurel Elementary · grades K-5 · Oceanside Unified
Middle
Jefferson Middle · grades 6-8 · Oceanside Unified
High
Oceanside High · grades 9-12 · Oceanside Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,995
Comp Average
$4,509
1115 Sea Glass Way
2bd / 2.5ba · 1,219 sqft · Condo
$849K
Est. $4,092/mo
510 Pacific
2bd / 2ba · 1,372 sqft · Condo
$1.20M
Est. $5,116/mo
999 Pacific
2bd / 2ba · 1,157 sqft · Condo
$1.20M
Est. $4,473/mo
1200 Harbor Drive
2bd / 2ba · 1,364 sqft · Condo
$1.20M
Est. $4,448/mo
400 Pacific Street
2bd / 2ba · 1,137 sqft · Condo
$1.45M
Est. $4,416/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Previously leased for $4,995
14 leases of 1–3 bed condos & townhomes within 1 mi, same school area · $3,825–$4,868
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$7,017/mo short at 20% down; 100% down or +$9,113/mo rent closes it.
- Break-even price
- $355,201
- Break-even rent
- $14,108/mo
- Cashflow at 35% down
- −$5,692/mo
- Down payment to break even
- 100%
- Rate to break even
- Not reachable
72% under asking
$9,113/mo above the estimate
$1,265,000 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
Open Full Calculator