4027 C St
Ctop 80%San Diego, CA 92102
One license per person in San Diego: whether you can hold it depends on you, not only the home.
15 licensed short-term rentals within ½ mile (11 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$3,334/mo full cashflow at 20% down, 7.36% rate.
Works at $338,714 (56% under asking), or at 83% down.
Rent $3,362/mo from 17 leases of 3–5 bed houses within 2 mi ($3,184–$3,630).
Beds
4
Baths
2
Sqft
1,177
Year Built
1999
Days on Market
0
Property Type
Single Family
HOA/mo
N/A
MLS ID
260026943SD
This property is in San Diego (92102). View neighborhood stats →
About This Property
Four bedrooms, owned solar, RV parking, and an oversized backyard, all in the heart of central San Diego! Tucked away on a quiet cul-de-sac in the centrally located Mt. Hope neighborhood, this beautifully refreshed home offers an inviting blend of comfort, functionality, and convenience. Featuring vaulted ceilings, abundant natural light, and engineered hardwood flooring throughout, the home feels bright, airy, and welcoming from the moment you step inside. The updated kitchen boasts granite countertops and ample cabinetry, while the versatile four-bedroom floor plan provides flexibility for guests, a home office, or evolving lifestyle needs. Outdoor living is a true highlight of this property! An inviting covered front patio overlooks the spacious, low-maintenance front yard, while the oversized backyard offers a private retreat complete with lush turf, mature trees, and a stylish pergola. Whether hosting gatherings, dining al fresco, or simply enjoying San Diego's year-round sunshine, there's no shortage of space to relax and entertain. Additional features include owned solar, a gated driveway, covered carport, RV parking, ample off-street parking, and built-in storage. Recently refreshed with new interior paint and updated light fixtures, this move-in-ready home offers an exceptional opportunity to enjoy the benefits of detached homeownership at an approachable price point. Conveniently located just minutes from downtown San Diego, with easy access to major freeways, shopping, dining, and everything America's Finest City has to offer!
Mortgage Calculator
Est. Monthly Payment
$5,277
Location
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Zoned Schools
Elementary
Chollas/Mead Elementary · grades PK-5 · San Diego Unified
Middle
Millennial Tech Middle · grades 6-8 · San Diego Unified
High
Lincoln High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,362
Comp Average
$3,386
3390 A Street
3bd / 2ba · 1,121 sqft · Single Family
$819K
Est. $4,188/mo
3280 Gillette St
3bd / 2ba · 1,313 sqft · Single Family
$749K
Est. $3,457/mo
1014 40th St
3bd / 1ba · 912 sqft · Single Family
$680K
Est. $3,035/mo
385 43rd St
3bd / 1ba · 1,050 sqft · Single Family
$749K
Est. $3,323/mo
928 42nd Street
3bd / 1ba · 868 sqft · Single Family
$690K
Est. $2,927/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
17 leases of 3–5 bed houses within 2 mi · $3,184–$3,630
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,334/mo short at 20% down; 83% down or +$4,330/mo rent closes it.
- Break-even price
- $338,714
- Break-even rent
- $7,692/mo
- Cashflow at 35% down
- −$2,532/mo
- Down payment to break even
- 83%
- Rate to break even
- Not reachable
56% under asking
$4,330/mo above the estimate
$643,249 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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