4020 Dwight St
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4020 Dwight St

C

San Diego, CA 92105

$1,188,000

Soft Appraisal Value: $1,173,400 · 1.2% above estimate

Beds

5

Baths

2

Sqft

1,652

Year Built

1979

Days on Market

10

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2604697

This property is in San Diego (92105). View neighborhood stats →

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About This Property

RARE OPPORTUNITY TO OWN TWO HOMES ON ONE LOT! This beautifully remodeled property offers endless possibilities for homeowners and investors alike. Each home features its own private entrance, private yard, and dedicated parking, providing comfort, privacy, and independence for both residences.Perfect for multi generational living, live in one home and rent out the other, or maximize your investment potential with two income producing units. Both homes have been thoughtfully updated and are move-in ready. Conveniently and centrally located with easy access to Interstates 15, 805, 94, and 8, making commuting throughout San Diego a breeze. Just minutes from Downtown San Diego, San Diego International Airport, shopping, dining, and entertainment. Whether you're looking for a flexible living arrangement, rental income, or a unique investment opportunity, this property offers exceptional value and versatility. Opportunities like this don't come around often!

Mortgage Calculator

Est. Monthly Payment

$7,542

Principal & Interest$6,007
Property Tax$1,188
Insurance$347
%($237,600)
%

Location

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Investment Score

2D
Est. Monthly Rent
$3,476
Monthly Cashflow

Rent − PITIA

$-4,066
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,856

Mortgage (P+I)
$6,007
Cap Rate
0.15%
Cash-on-Cash
-29.57%
DSCR

Need ≥ 1.25 for DSCR loan

0.46
Break-even Rent
$11,081

NOI (Annual)
$1,818
Price-to-Rent

Lower = better for investors

28.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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