4284 Dwight

4284 Dwight

D

San Diego, CA 92105

$899,000

Soft Appraisal Value: $908,700 · 1.1% below estimate

Beds

4

Baths

3

Sqft

1,922

Year Built

1936

Days on Market

134

Property Type

Single Family

HOA/mo

N/A

MLS ID

PT25258967

View on MLS

Description

Great opportunity in City Heights! This property offers two units on one lot. The front unit features 714 sq ft of living space with 2 bedrooms and 1 bathroom. The back unit is a brand-new, two-story build showcasing 1,200 sq ft, 2 bedrooms, and 2 bathrooms, along with oversized bedrooms, LVP flooring, quartz countertops, and recessed lighting.Centrally located near shops, schools, and major freeways, this is San Diego living at its best. Just minutes from North Park, Balboa Park, and Downtown, you’ll have access to some of the city’s best dining, shopping, and entertainment. And with Ocean Beach and Mission Beach only 15 minutes away, the full SoCal lifestyle is right within reach. Homes in prime locations like this don’t last long!

Mortgage Calculator

Est. Monthly Payment

$5,707

Principal & Interest$4,546
Property Tax$899
Insurance$262
%($179,800)
%

Investment Score

5D
Est. Monthly Rent
$4,238
Monthly Cashflow

Rent − PITIA

$-1,469
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,193

Mortgage (P+I)
$4,546
Cap Rate
1.81%
Cash-on-Cash
-21.31%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.74
Break-even Rent
$8,384

NOI (Annual)
$16,237
Price-to-Rent

Lower = better for investors

17.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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