4009 Genine Drive
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4009 Genine Drive

A

Oceanside, CA 92056

$850,000

Soft Appraisal Value: $850,200 · 0.0% below estimate

Beds

4

Baths

2

Sqft

1,260

Year Built

1963

Days on Market

56

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2604330

This property is in Oceanside (92056). View neighborhood stats →

Virtual Tour

About This Property

NOW $850,000. If you’ve been waiting for the right North County home to finally make financial sense, this is your opportunity. This is one of the best values you’ll find for a remodeled 4-bedroom home with NO HOA, NO Mello-Roos, paid solar, RV parking, a large corner lot, and mountain views. Inside, you’ll find the updates buyers want without the renovation headaches: an open-concept kitchen, remodeled living spaces, newer roof, newer windows, updated finishes, and upgraded insulation for year-round comfort and lower utility costs. The savings don’t stop there. Owned solar means no lease payment. Lower property taxes than many newer communities can translate into a lower monthly payment (buyers to verify). Gutters are already installed, and many of the major capital improvements have already been completed. Step outside and the value continues. The oversized corner lot features mature landscaping, 21 fruit trees, avocado, lemon, figs, etc. trees, room to entertain, and potential space for an ADU or future expansion (buyer to verify). Location matters. You’re minutes from the beach, Carlsbad Village, Oceanside pier, Tri-City Medical Center, Camp Pendleton, shopping, Costco, schools, skate parks, and convenient access to Highway 78, making everyday living easier while supporting long-term resale appeal. Finding a move-in ready, single-level 4-bedroom home with this combination of upgrades, ownership costs, lot size, and future potential at $850,000 is becoming increasingly rare. If you’ve been comparing homes in North County, don’t compare yesterday’s price. Compare today’s value.

Mortgage Calculator

Est. Monthly Payment

$5,396

Principal & Interest$4,298
Property Tax$850
Insurance$248
%($170,000)
%

Location

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Investment Score

46B
Est. Monthly Rent
$4,273
Monthly Cashflow

Rent − PITIA

$-1,123
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,814

Mortgage (P+I)
$4,298
Cap Rate
2.09%
Cash-on-Cash
-19.86%
DSCR

Need ≥ 1.25 for DSCR loan

0.79
Break-even Rent
$7,928

NOI (Annual)
$17,807
Price-to-Rent

Lower = better for investors

16.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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