4009 Genine Drive
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4009 Genine Drive

C

Oceanside, CA 92056

$875,000

Soft Appraisal Value: $873,800 · 0.1% above estimate

Beds

4

Baths

2

Sqft

1,260

Year Built

1963

Days on Market

8

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2604330

This property is in Oceanside (92056). View neighborhood stats →

Virtual Tour

About This Property

Opportunities like this at this price point in Oceanside are getting harder to find ... especially ones that combine modern updates, lower ownership costs, and long-term upside. Significantly remodeled in 2023, 4009 Genine delivers the layout today’s buyers actually want: an open-concept kitchen, RV parking, updated finishes, and newer windows that bring in natural light while improving efficiency. And beyond what you can see, the fundamentals are already working in your favor: Owned solar means no lease, no added monthly payment Upgraded insulation for year-round comfort and cost control Gutters installed, because the expensive, often overlooked items are already handled This is the kind of setup that helps keep monthly expenses predictable, a major advantage for buyers using VA or FHA financing. The location adds real, everyday value. Conveniently located near Tri-City Medical Center and within easy reach of Marine Corps Base Camp Pendleton, you’re positioned near two of North County’s key employment hubs, supporting both convenience now and resale demand later. Inside, the home is move-in ready. Outside is where the opportunity expands. Set on a large corner lot, the property offers space, established avocado, 21 fruit trees, and future flexibility, including potential for expansion or an ADU (buyer to verify). In a market where many homes at this level require compromise, this one delivers a rare combination of: 1. Modern remodel + functional layout 2. Lower operating costs 3. Single-level 4. Prime access to major employment centers, and 5. Room to create additional value over time If you’re looking for a home that works financially, lives comfortably, and still gives you options down the road, then this is where your search starts to narrow. Conveniently located near: Carlsbad, Costco, Tri-City, skate park, 78 and so much more!

Mortgage Calculator

Est. Monthly Payment

$5,555

Principal & Interest$4,424
Property Tax$875
Insurance$255
%($175,000)
%

Location

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Investment Score

39C
Est. Monthly Rent
$4,122
Monthly Cashflow

Rent − PITIA

$-1,432
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,110

Mortgage (P+I)
$4,424
Cap Rate
1.80%
Cash-on-Cash
-21.32%
DSCR

Need ≥ 1.25 for DSCR loan

0.74
Break-even Rent
$8,161

NOI (Annual)
$15,777
Price-to-Rent

Lower = better for investors

17.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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