4158 Esperanza Way
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4158 Esperanza Way

B

Oceanside, CA 92056

$760,000

Soft Appraisal Value: $753,000 · 0.9% above estimate

Beds

3

Baths

2.5

Sqft

1,486

Year Built

1990

Days on Market

48

Property Type

Single Family

HOA/mo

$163.77

MLS ID

260010342SD

This property is in Oceanside (92056). View neighborhood stats →

Virtual Tour

About This Property

Welcome to this charming 3 bedroom, 2.5 bath home located in the lovely Emerald Point Community. The first level is filled with natural light and features new luxury vinyl plank floors throughout, a kitchen with ample storage space, updated cabinets and countertops. Upstairs, the spacious primary suite is complete with a private en-suite bath and generous walk-in closet space. Two more bedrooms give you the flexibility for a home office, a guest room, or anything that fits your needs. Outside you have your own private patio perfect for entertaining and enjoying the nice Oceanside breeze. As part of the HOA you will have access to a wonderful and well-maintained neighborhood park nearby. Broker and Broker's Agents do not represent or guarantee accuracy of the square footage, permitted or unpermitted space, bd/ba count, lot size/dimensions, schools, or other information concerning the conditions or features of the property. Buyer is advised to independently verify the accuracy of all information through personal inspection & w/ appropriate professionals to satisfy themselves.

Mortgage Calculator

Est. Monthly Payment

$4,988

Principal & Interest$3,843
Property Tax$760
Insurance$222
HOA$164
%($152,000)
%

Location

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Investment Score

42C
Est. Monthly Rent
$3,728
Monthly Cashflow

Rent − PITIA

$-1,261
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,752

Mortgage (P+I)
$3,843
Cap Rate
1.72%
Cash-on-Cash
-21.72%
DSCR

Need ≥ 1.25 for DSCR loan

0.75
Break-even Rent
$7,301

NOI (Annual)
$13,097
Price-to-Rent

Lower = better for investors

17.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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