400 Pacific St

400 Pacific St #111

D

Oceanside, CA 92054

$1,395,000
NEW — 3d on market

Beds

2

Baths

2

Sqft

1,280

Year Built

1991

Days on Market

3

Property Type

Condo

HOA/mo

$800

MLS ID

NDP2603186

Description

Live the beach life in this beautifully remodeled 2 bed, 2 bath condo at 400 N Pacific St with incredible ocean views. Light, bright, this home captures the essence of coastal living with an open layout and stylish upgrades throughout. Relax to the sound of the waves and enjoy sunsets from your own space. Located just steps from the pool and spa. Walk to the beach, shops, and restaurants—this is Oceanside living at its best.

Mortgage Calculator

Est. Monthly Payment

$9,656

Principal & Interest$7,054
Property Tax$1,395
Insurance$407
HOA$800
%($279,000)
%

Investment Score

0D
Est. Monthly Rent
$3,518
Monthly Cashflow

Rent − PITIA

$-6,138
Full Cashflow

Incl. vacancy, PM, maint, capex

$-8,110

Mortgage (P+I)
$7,054
Cap Rate
-0.91%
Cash-on-Cash
-34.88%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.36
Break-even Rent
$14,050

NOI (Annual)
$-12,668
Price-to-Rent

Lower = better for investors

33.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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