3957 30th #222
1 / 20

3957 30th #222

Btop 30%

San Diego, CA 92104

$710,000
NEW — 0d
STR: check · no permits in this complex · TOT 12.75%

118 licensed short-term rentals within ½ mile (88 whole home), from the cities' license and permit lists of Nov 6, 2026.

No unit in this 86-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$3,047/mo full cashflow at 20% down, 7.43% rate.

Works at $313,288 (56% under asking), or at 82% down.

Rent $4,053/mo from 1 lease in this building.

Beds

2

Baths

2

Sqft

1,097

Year Built

2006

Days on Market

0

Property Type

Condo

HOA/mo

$715

MLS ID

260026411SD

This property is in San Diego (92104). View neighborhood stats →

About This Property

Rarely available, upgraded corner-unit condo in the heart of North Park! Step outside to some of the neighborhood’s newest restaurants, coffee shops and fitness studios. Inside, this renovated 2-bedroom home has an open layout with granite counters, stainless steel appliances, new cabinets, engineered wood floors and crown molding. Both bedrooms are generously sized, and the primary bathroom was recently remodeled. A full-size laundry adds everyday convenience. Start your mornings with coffee on the private, gated patio that opens to the courtyard. Two side-by-side garage parking spaces, private storage and a dedicated bike space round out the home. The building’s recently renovated amenities include a gym, sauna, clubhouse and dog wash. Corner units like this don’t come along often!

Mortgage Calculator

Est. Monthly Payment

$5,576

Principal & Interest$3,944
Property Tax$710
Insurance$207
HOA$715
%($142,000)
%
Loan Term

Location

Loading map...

Zoned Schools

  • Elementary

    Jefferson Elementary · grades PK-5 · San Diego Unified

  • Middle

    Roosevelt International Middle · grades 6-8 · San Diego Unified

  • High

    San Diego High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

38B
Est. Monthly Rent
$4,053

1 lease in this building

Thin data: only 1 lease behind this number.

Monthly Cashflow

Rent − PITIA

-$1,523
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,047

What would make this work?

$3,047/mo short at 20% down; 82% down or +$3,957/mo rent closes it.

Break-even price

56% under asking

$313,288
Break-even rent

$3,957/mo above the estimate

$8,010/mo
Cashflow at 35% down
−$2,308/mo
Down payment to break even

$582,200 cash

82%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,944
Cap Rate
1.86%
Cash-on-Cash
-25.75%
DSCR

Need ≥ 1.25 for DSCR loan

0.73

NOI (Annual)
$13,198
Price-to-Rent

Lower = better for investors

14.6

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
BCashflow−$3,047/mo