3952 Haines St
1 / 20

3952 Haines St

C

San Diego, CA 92109

$2,499,000

Soft Appraisal Value: $2,432,900 · 2.7% above estimate

Beds

3

Baths

3.5

Sqft

2,412

Year Built

2016

Days on Market

11

Property Type

Single Family

HOA/mo

N/A

MLS ID

260014687SD

This property is in San Diego (92109). View neighborhood stats →

Virtual Tour

About This Property

Exceptional luxury beach home offering sweeping views of Mission Bay and the Pacific Ocean from multiple private decks. Originally built in 2016 this 3 Bed (+ optional 4th) 3.5 Bath home has been extensively enhanced with high-end owner upgrades. This modern coastal residence showcases Wolf and Sub-Zero appliances, DuChateau wood flooring, designer-appointed bathrooms, expansive LaCantina bifolding glass doors, epoxy 2 car "garage port", and fully owned solar. Situated on a premier elevated lot, this thoughtfully designed home features generous living space, breathtaking water views, and a versatile bonus room, making it one of the area’s most unique coastal retreats just moments from the sand.

Mortgage Calculator

Est. Monthly Payment

$15,864

Principal & Interest$12,636
Property Tax$2,499
Insurance$729
%($499,800)
%

Location

Loading map...

Investment Score

2D
Est. Monthly Rent
$7,528
Monthly Cashflow

Rent − PITIA

$-8,336
Full Cashflow

Incl. vacancy, PM, maint, capex

$-12,150

Mortgage (P+I)
$12,636
Cap Rate
0.23%
Cash-on-Cash
-29.17%
DSCR

Need ≥ 1.25 for DSCR loan

0.47
Break-even Rent
$23,308

NOI (Annual)
$5,833
Price-to-Rent

Lower = better for investors

27.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator