3945 Camino Calma San Diego

3945 Camino Calma San Diego

D

, CA 92122

$749,000
NEW — 5d on market

Beds

2

Baths

2

Sqft

893

Year Built

1978

Days on Market

5

Property Type

Condo

HOA/mo

$594

MLS ID

260004540SD

View on MLS

Description

Tucked into a lush, park-like community with beautiful greenbelts and mature trees, this single-level home offers privacy and great natural light throughout. Inside, you’ll love the warm wood floors, fresh neutral finishes, and easy open layout. The updated kitchen features sleek cabinetry, stainless steel appliances, and quartz countertops, flowing right into the dining and living spaces — perfect for everyday living or having friends over. The bedroom is bright and calming, creating the perfect retreat at the end of the day. 5 mins to UTC mall, close to Rose Canyon Open Space, La Jolla beaches

Mortgage Calculator

Est. Monthly Payment

$5,349

Principal & Interest$3,787
Property Tax$749
Insurance$218
HOA$594
%($149,800)
%

Investment Score

2D
Est. Monthly Rent

Market Rent Estimate

$3,140
Monthly Cashflow

Rent − PITI − HOA

$-2,208
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,555

Mortgage (P+I)
$3,787
Cap Rate
0.37%
Cash-on-Cash
-17.69%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.83
Break-even Rent
$5,348

NOI (Annual)
$2,792
Price-to-Rent

Lower = better for investors

19.9

* Defaults: 20% down, 6.5% rate, 30yr.

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