3930 60th Street

3930 60th Street

D

San Diego, CA 92115

$549,000

Beds

2

Baths

2.5

Sqft

1,041

Year Built

1984

Days on Market

24

Property Type

Townhouse

HOA/mo

$439

MLS ID

260005148SD

Description

Tucked away in a secure gated community in the heart of the College Area, this beautifully updated townhome offers a perfect blend of comfort, character, and functionality across three thoughtfully designed levels. The main floor is made for entertaining, featuring a bright and modern kitchen, a dedicated dining area, a cozy living room with a fireplace, and a convenient powder room. Upstairs, you'll find a spacious primary suite and a generously sized guest bedroom with its own full bath. The lower level provides a versatile bonus space with a large laundry/storage area, ideal for keeping your home organized. Enjoy the privacy of your own front yard and a spacious balcony overlooking the landscape, plus the ease of an attached 1-car garage and a separate assigned parking space. With low HOA fees covering water, trash service, landscaping, and common area maintenance, this home offers incredible value. The complex is both VA approved and best of all, the property comes with an assumable VA loan. This location is centrally located in San Diego with easy access to I-8 and HW-94. A short drive to downtown, the airport, Target, Sprouts, Trader Joes, Walmart, Mission and Fashion Valley Malls, and so much more. SDSU is just minutes away, and University Ave and El Cajon Blvd offer many restaurants and coffee shops right around the corner.

Mortgage Calculator

Est. Monthly Payment

$3,924

Principal & Interest$2,776
Property Tax$549
Insurance$160
HOA$439
%($109,800)
%

Investment Score

3D
Est. Monthly Rent
$2,596
Monthly Cashflow

Rent − PITI − HOA

$-1,328
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,383

Mortgage (P+I)
$2,776
Cap Rate
0.86%
Cash-on-Cash
-26.04%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.66
Break-even Rent
$5,690

NOI (Annual)
$4,721
Price-to-Rent

Lower = better for investors

17.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator