3918 San Lorenzo Court
Atop 10%Oceanside, CA 92057Neighborhood: Oceana
0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$1,700/mo full cashflow at 20% down, 7.36% rate.
Works at $302,621 (42% under asking), or at 67% down.
Rent $3,159/mo from 16 leases of 1–3 bed houses within 2 mi ($2,747–$3,021).
Beds
2
Baths
1
Sqft
820
Year Built
1983
Days on Market
259
Property Type
Single Family
HOA/mo
$120
MLS ID
NDP2601750
This property is in Oceanside (92057). Browse neighborhood analytics →
About This Property
Calm Senior Property, Purchaser must be 55 plus. Welcome to your cozy home! Upgraded and ready to move in. Located at a shoulder of the cul-de-sac. No thru traffic, calm neighborhood. Kitchen has new granite countertops and a new sink. Includes refrigerator, oven, microwave oven, and dishwasher. Washer and dryer in the garage. All white modern kitchen cabinets. Tile flooring, with a breakfast nook. Living room adorned by California plantation shutters. Ample backyard to grow vegetables or just enjoy entertaining with covered patio. Fully remodeled patio with custom bar counter. New redwood fence (north side). New 40 Gallon hot water tank. New air and heat mini-split rated for 800 SQF. Can use heating through ducts or through mini-split system .Electrical improvements: All electrical outlets and switches replaced, recessed lighting added recently, crown molding in living room added recently. Turf landscaping installed in front and back to add aesthetic and to save water. Solar is on PPA (Power purchase agreement) can easily be be assumed by the buyer, to save on electrical bills.
Mortgage Calculator
Est. Monthly Payment
$3,695
Location
Loading map...
Zoned Schools
Elementary
Pablo Tac School of the Arts · grades K-5 · Oceanside Unified
Middle
Martin Luther King Jr. Middle · grades 6-8 · Oceanside Unified
High
El Camino High · grades 9-12 · Oceanside Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,159
Comp Average
$2,964
3839 Vista Campana S 8
2bd / 2ba · 994 sqft · Single Family
$399K
Est. $3,209/mo
3839 Vista Campana
2bd / 1.5ba · 994 sqft · Single Family
$430K
Est. $3,017/mo
4658 Calle Del Palo
2bd / 1ba · 827 sqft · Single Family
$576K
Est. $2,781/mo
4430 Avenida Del Gado
2bd / 1ba · 820 sqft · Single Family
$650K
Est. $2,923/mo
4454 Via Felicita
2bd / 1ba · 827 sqft · Single Family
$665K
Est. $2,890/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
16 leases of 1–3 bed houses within 2 mi · $2,747–$3,021
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$1,700/mo short at 20% down; 67% down or +$2,207/mo rent closes it.
- Break-even price
- $302,621
- Break-even rent
- $5,366/mo
- Cashflow at 35% down
- −$1,157/mo
- Down payment to break even
- 67%
- Rate to break even
- 0.17%
42% under asking
$2,207/mo above the estimate
$351,750 cash
at 20% down
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
Open Full Calculator