3901 Haines

3901 Haines

D

San Diego, CA 92109

$3,350,000
NEW — 3d on market

Soft Appraisal Value: $3,293,700 · 1.7% above estimate

Beds

Baths

Sqft

2,207

Year Built

2026

Days on Market

3

Property Type

Multi-Family

HOA/mo

N/A

MLS ID

NDP2603151

Description

3901 is one of three newly constructed residences within the Crown Point Coastal Collection, a distinct detached coastal offering located just two and a half blocks from Sail Bay in San Diego’s Crown Point neighborhood. Configured as a three-unit property, the residence includes a two-bedroom, two-bath primary living space, a fully separate two-bedroom, two-bath ADU, and a permitted one-bedroom, one-bath sleeping unit per approved plans. This unique configuration creates three independent living environments within a single detached structure, offering flexibility for multi-generational living, extended occupancy, or supplemental rental use. The elevated primary level is filled with natural light and opens seamlessly to a private outdoor front terrace and rooftop retreat with panoramic views, delivering a seamless indoor-outdoor coastal living experience. Interior features include eleven-foot ceilings in the main living areas and nine-foot ceilings on the lower level, enhancing scale and livability throughout. The property is appointed with Bertazzoni appliances, tile flooring throughout, solid core doors, clerestory windows, paid solar with Tesla Powerwall, and energy-efficient ductless mini-split climate control. Built by Duncan Custom Homes, architecturally designed by Scot Frontis, AIA, with interiors by Sol Quintana Design, the property reflects thoughtful craftsmanship paired with refined coastal living. No HOA. Shared parking and pedestrian access agreements in place. Property taxes to be reassessed upon transfer. Also available 3903 Haines MLS#'s NDP2601613/NDP2603152 and 3905 Haines MLS#'s NDP 2601580/NDP2603076.

Mortgage Calculator

Est. Monthly Payment

$21,267

Principal & Interest$16,939
Property Tax$3,350
Insurance$977
%($670,000)
%

Investment Score

0D
Est. Monthly Rent
$6,546
Monthly Cashflow

Rent − PITIA

$-14,720
Full Cashflow

Incl. vacancy, PM, maint, capex

$-19,018

Mortgage (P+I)
$16,939
Cap Rate
-0.74%
Cash-on-Cash
-34.06%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.31
Break-even Rent
$31,244

NOI (Annual)
$-24,939
Price-to-Rent

Lower = better for investors

42.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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