1409 Wilbur Ave.

1409 Wilbur Ave.

C

San Diego, CA 92109

$2,095,000

Beds

2

Baths

3

Sqft

1,198

Year Built

1949

Days on Market

49

Property Type

Single Family

HOA/mo

N/A

MLS ID

260010205SD

This property is in San Diego (92109). View neighborhood stats →

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About This Property

Seller entertaining offers between $2,000,000 and $2,095,000. Nestled in one of the most coveted pockets of North Pacific Beach, right on the edge of Bird Rock, this rare single-story coastal retreat offers the perfect blend of privacy, lifestyle, and location. Set on a well-utilized 6,800 sq ft lot, this open-concept 2-bedroom, 3 full bath home spans approximately 1,198 sq ft and lives much larger thanks to its seamless indoor-outdoor flow. Enjoy beautiful sunset views from the south-facing deck, which wraps around the entire rear of the property—creating an ideal setting for entertaining or unwinding. The private pool further enhances the backyard, transforming it into your own personal oasis. Located just under a mile from the beach, the home offers convenient access to surf, coastal trails, and the vibrant yet refined charm of Bird Rock—a local seaside enclave known for its boutique cafés, restaurants, and relaxed coastal lifestyle. This is a rare opportunity to own a turnkey property in a quiet, highly desirable coastal neighborhood that perfectly balances the energy of Pacific Beach with the sophistication of La Jolla.

Mortgage Calculator

Est. Monthly Payment

$13,300

Principal & Interest$10,593
Property Tax$2,095
Insurance$611
%($419,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$4,795
Monthly Cashflow

Rent − PITIA

$-8,504
Full Cashflow

Incl. vacancy, PM, maint, capex

$-11,353

Mortgage (P+I)
$10,593
Cap Rate
-0.44%
Cash-on-Cash
-32.51%
DSCR

Need ≥ 1.25 for DSCR loan

0.36
Break-even Rent
$19,539

NOI (Annual)
$-9,116
Price-to-Rent

Lower = better for investors

36.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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