3890 37th
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3890 37th

D

San Diego, CA 92105

$749,900

Soft Appraisal Value: $733,800 · 2.2% above estimate

Beds

2

Baths

2

Sqft

1,689

Year Built

1990

Days on Market

188

Property Type

Duplex

HOA/mo

N/A

MLS ID

AR25254269

This property is in San Diego (92105). View neighborhood stats →

About This Property

Excellent investment opportunity! This duplex features two 1-bedroom, 1-bath units, one upstairs and one downstairs,each with separate entrances and individual electric meters. A detached rear building provides laundry hookups, power, and storage for added functionality / possible conversion.The property includes off-street parking (3 spaces) and is situated just off University Avenue between the 805 and 15 freeways, offering quick access to shopping, dining, transit and downtown San Diego. Building and units have been professionally managed and maintained. The property has a strong rental history, providing immediate income potential and long-term upside for investors, whether you’re looking to buy and hold, live in one unit and rent the other, or explore redevelopment options.

Mortgage Calculator

Est. Monthly Payment

$4,761

Principal & Interest$3,792
Property Tax$750
Insurance$219
%($149,980)
%

Location

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Investment Score

20D
Est. Monthly Rent
$2,441
Monthly Cashflow

Rent − PITIA

$-2,320
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,506

Mortgage (P+I)
$3,792
Cap Rate
0.46%
Cash-on-Cash
-28.05%
DSCR

Need ≥ 1.25 for DSCR loan

0.51
Break-even Rent
$6,994

NOI (Annual)
$3,429
Price-to-Rent

Lower = better for investors

25.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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