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3851 Curtis Street

D

San Diego, CA 92110

$1,700,000
NEW — 0d

Soft Appraisal Value: $1,659,800 · 2.4% above estimate

Beds

4

Baths

2

Sqft

1,666

Year Built

1965

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2603501

This property is in San Diego (92110). View neighborhood stats →

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About This Property

Completely remodeled in 2023, this beautifully updated 4 bedroom, 2 bathroom Point Loma home combines high end upgrades, a spacious layout, & exceptional outdoor space. Situated on a generous corner lot, the property features a double wide driveway, two car garage, RV parking, & beautifully maintained grounds that create an inviting first impression. Inside, the expansive kitchen is ideal for those who love to cook & entertain, featuring stainless steel appliances, a massive island, abundant cabinetry & drawers, & a skylight that fills the space with natural light. The family room centers around a charming vintage usable fireplace that adds warmth & character to the home. The primary suite includes dual sinks, an oversized walk in shower, & a generously sized closet. Two of the additional three bedrooms feature private entrances, creating flexibility for guests or multigenerational living. Both bathrooms have been tastefully updated. In 2025, all windows & doors were replaced through the Quieter Home Program with brand new triple paned windows & doors, along with a brand new AC system for improved efficiency & comfort. Outside, the beautifully landscaped property is surrounded by split rail fencing & features a huge usable backyard with endless possibilities, plus a storage shed. Located just minutes from local shops, restaurants, coffee spots, & waterfront dining, this move in ready home delivers the space, upgrades, & location that make Point Loma one of San Diego’s most desirable coastal communities.

Mortgage Calculator

Est. Monthly Payment

$10,792

Principal & Interest$8,596
Property Tax$1,700
Insurance$496
%($340,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$4,471
Monthly Cashflow

Rent − PITIA

$-6,321
Full Cashflow

Incl. vacancy, PM, maint, capex

$-8,766

Mortgage (P+I)
$8,596
Cap Rate
-0.12%
Cash-on-Cash
-30.94%
DSCR

Need ≥ 1.25 for DSCR loan

0.41
Break-even Rent
$15,856

NOI (Annual)
$-2,040
Price-to-Rent

Lower = better for investors

31.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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