3851 Camino Lindo University City

3851 Camino Lindo University City

D

, CA 92122

$935,000

Beds

3

Baths

2.5

Sqft

1,380

Year Built

1978

Days on Market

13

Property Type

Townhouse

HOA/mo

$594

MLS ID

NDP2601558

Description

Experience elevated living in this refreshed 3-bedroom, 2.5-bath townhome, thoughtfully redesigned with timeless finishes and modern comfort in mind. Nestled within the highly desirable Playmor Terrace community, this turnkey residence offers the perfect blend of style, function, and location. Upon entry, you’re welcomed by a light-filled interior enhanced by fresh designer paint, newly added recessed lighting, new baseboards, and engineered hardwood flooring. The kitchen has been tastefully upgraded with new tile flooring, new countertops, a sleek backsplash, and an updated deep sink, creating a clean and contemporary aesthetic. The renovated main-level 1/2 bathroom features a new vanity, LED mirror, and modern toilet perfect for entertaining guests on one floor. All three bedrooms are situated upstairs and have been refreshed with new paint, recessed lighting, new baseboards, and updated sliding closet doors. The shared guest bath has been upgraded with new tile flooring, vanity, exhaust fan, and LED mirror and toilet. The primary suite bath has been completely reimagined with a brand-new dual vanity, expansive LED mirror, updated exhaust fan, and a newly tiled walk-in shower with custom glass swivel door. A newer central HVAC system and brand-new water heater provide efficiency and year-round comfort. The home includes two deeded parking spaces (#130): one detached carport and one uncovered space. Residents of Playmor Terrace enjoy beautifully maintained greenbelt spaces and a community pools. Ideally situated with effortless access to the 805, 52, and 5 freeways allows your lifestyle to expand to neighboring communities with ease. Not to mention premier shopping and dining at Westfield UTC Mall, walking distance to grocery stores and eateries, bus stops, Doyle Community Park, and just 4 miles from the world-famous La Jolla Shores.

Mortgage Calculator

Est. Monthly Payment

$6,530

Principal & Interest$4,728
Property Tax$935
Insurance$273
HOA$594
%($187,000)
%

Investment Score

1D
Est. Monthly Rent

Estimated Rent

$3,561
Monthly Cashflow

Rent − PITI − HOA

$-2,969
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,567

Mortgage (P+I)
$4,728
Cap Rate
0.21%
Cash-on-Cash
-19.05%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.75
Break-even Rent
$6,530

NOI (Annual)
$1,930
Price-to-Rent

Lower = better for investors

21.9

* Defaults: 20% down, 6.5% rate, 30yr.

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