3819 47th Street #6
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3819 47th Street #6

Atop 10%

San Diego, CA 92105

$295,000
STR: check · no permits in this complex · TOT 12.75%

28 licensed short-term rentals within ½ mile (14 whole home), from the cities' license and permit lists of Nov 8, 2026.

No unit in this 7-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$1,051/mo full cashflow at 20% down, 7.43% rate.

Works at $158,151 (46% under asking), or at 72% down.

Rent $1,902/mo from 11 leases of 1-bed condos & townhomes within 1 mi ($1,765–$1,962).

Beds

1

Baths

1

Sqft

592

Year Built

1981

Days on Market

45

Property Type

Condo

HOA/mo

$250

MLS ID

PTP2607181

This property is in San Diego (92105). View neighborhood stats →

Virtual Tour

About This Property

Welcome to this charming 1 bedroom, 1 bathroom, single level condo in the 92105 area of San Diego. Offering 592 square feet of comfortable living space, this home is located in a small 7-unit community with a more intimate feel. The interior features brand new waterproof vinyl flooring and new kitchen countertops, giving the home a fresh, updated look. The living room features a cozy fireplace, creating a warm and inviting space to relax and entertain. Enjoy the added comfort of A/C and the convenience of a private laundry room located just steps from the unit. The functional layout makes excellent use of the space, with a comfortable bedroom, updated kitchen, and welcoming living area. The property has designated parking in the driveway. A great opportunity for a first-time buyer, investor, or anyone looking for a low-maintenance home in San Diego.

Mortgage Calculator

Est. Monthly Payment

$2,270

Principal & Interest$1,639
Property Tax$295
Insurance$86
HOA$250
%($59,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Rosa Parks Elementary · grades PK-5 · San Diego Unified

  • Middle

    Clark Middle · grades 6-8 · San Diego Unified

  • High

    Hoover High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

69A
Est. Monthly Rent
$1,902

11 leases of 1-bed condos & townhomes within 1 mi · $1,765–$1,962

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$368
Full Cashflow

Incl. vacancy, PM, maint, capex

-$1,051

What would make this work?

$1,051/mo short at 20% down; 72% down or +$1,365/mo rent closes it.

Break-even price

46% under asking

$158,151
Break-even rent

$1,365/mo above the estimate

$3,267/mo
Cashflow at 35% down
−$744/mo
Down payment to break even

$212,400 cash

72%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$1,639
Cap Rate
2.78%
Cash-on-Cash
-21.38%
DSCR

Need ≥ 1.25 for DSCR loan

0.84

NOI (Annual)
$8,194
Price-to-Rent

Lower = better for investors

12.9

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow−$1,051/mo