
3760 Vista Campana S Unit #72
Atop 10%Oceanside, CA 92057Neighborhood: Oceana
0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 3, 2026.
Pass at asking: -$1,399/mo full cashflow at 20% down, 7.49% rate.
Works at $198,471 (48% under asking), or at 73% down.
Rent $2,861/mo from 18 leases of 2-bed condos & townhomes within 2 mi ($2,477–$2,959).
Beds
2
Baths
1
Sqft
940
Year Built
1967
Days on Market
0
Property Type
Condo
HOA/mo
$672
MLS ID
SW26231822
This property is in Oceanside (92057). Browse neighborhood analytics →
About This Property
Don't miss out on this charming 2-bedroom, 1-bath home in the desirable Oceana 55+ community of Oceanside. Situated on a private corner setting, this inviting single-story residence offers comfortable living space filled with abundant natural light. The spacious floor plan features numerous windows throughout, creating a bright and welcoming atmosphere. One of the home's highlights is the very spacious and bright sunroom that adds an additional est. 275 sqr feet living space. The patio provides another wonderful spot to enjoy Southern California's year-round outdoor lifestyle. The home also features a detached one-car garage conveniently located nearby, along with an in-home washer and dryer and refrigerator. Oceana offers a wonderful active-adult lifestyle with a community pool, spa, clubhouse, greenbelt surroundings, and a variety of social activities. Golf enthusiasts will appreciate being next to Emerald Isle Golf Course, while the home's Oceanside location provides convenient access to shopping, dining, recreation, and the coast. Whether you're looking to simplify, retire near the coast, or enjoy the amenities and social atmosphere of an established 55+ community, this Oceana home offers an appealing combination of comfort, views, privacy, and location.
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Est. Monthly Payment
$3,285
Location
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Comparable Properties
5 comps foundThis Property
$2,861
Comp Average
$2,776
3685 Vista Campana
2bd / 2ba · 1,028 sqft · Condo
$355K
Est. $2,928/mo
3685 Vista Campana
2bd / 2ba · 1,004 sqft · Condo
$435K
Est. $2,908/mo

3755 Vista Campana
2bd / 2ba · 1,028 sqft · Condo
$455K
Est. $2,920/mo
513 Calle Montecito
2bd / 2ba · 856 sqft · Condo
$400K
Est. $2,563/mo
502 Calle Montecito
2bd / 2ba · 856 sqft · Condo
$414K
Est. $2,563/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
18 leases of 2-bed condos & townhomes within 2 mi · $2,477–$2,959
Blended 50/50 with the zip's market median ($2,940)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$1,399/mo short at 20% down; 73% down or +$1,817/mo rent closes it.
- Break-even price
- $198,471
- Break-even rent
- $4,678/mo
- Cashflow at 35% down
- −$1,001/mo
- Down payment to break even
- 73%
- Rate to break even
- Not reachable
48% under asking
$1,817/mo above the estimate
$277,254 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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