3755 Vista Campana #6
Atop 10%Oceanside, CA 92057Neighborhood: Oceana
0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$1,834/mo full cashflow at 20% down, 7.36% rate.
Works at $214,988 (53% under asking), or at 79% down.
Rent $2,864/mo from 16 leases of 2-bed condos & townhomes within 2 mi ($2,542–$3,064).
Beds
2
Baths
2
Sqft
1,028
Year Built
1966
Days on Market
118
Property Type
Condo
HOA/mo
$562
MLS ID
NDP2606855
This property is in Oceanside (92057). Browse neighborhood analytics →
About This Property
Move-in ready! Welcome to this bright and inviting end-unit home in Oceana, a desirable 55+ community offering the relaxed, low-maintenance lifestyle you've been looking for. The big projects are already done! Enjoy a fully remodeled kitchen and bathrooms, new appliances, new blinds, and a new heat pump with A/C and furnace for year-round comfort. The open layout, enhanced by the added light and privacy of an end unit, creates a warm and welcoming feel. Step outside to your private patio, perfect for morning coffee or unwinding at the end of the day. An enclosed sunroom/lanai adds wonderful flexibility, ideal for a home office, hobby room, or guest space. Oceana offers resort-style amenities including two community pools, a clubhouse, pickleball courts, walking paths, and an active social atmosphere. Conveniently located just minutes from North County shopping, dining, and beautiful beaches. Simply unpack, settle in, and enjoy the best of easy Southern California living!
Mortgage Calculator
Est. Monthly Payment
$3,660
Location
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Zoned Schools
Elementary
Pablo Tac School of the Arts · grades K-5 · Oceanside Unified
Middle
Martin Luther King Jr. Middle · grades 6-8 · Oceanside Unified
High
El Camino High · grades 9-12 · Oceanside Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$2,864
Comp Average
$2,896
3685 Vista Campana
2bd / 2ba · 1,028 sqft · Condo
$355K
Est. $2,870/mo
3720 Mount Vernon Avenue
2bd / 2ba · 1,059 sqft · Condo
$415K
Est. $2,978/mo
3685 Vista Campana
2bd / 2ba · 1,004 sqft · Condo
$435K
Est. $2,908/mo
3685 Vista Campana
2bd / 2ba · 1,028 sqft · Condo
$495K
Est. $2,925/mo
3615 Vista Bella
2bd / 2ba · 1,028 sqft · Condo
$530K
Est. $2,799/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
16 leases of 2-bed condos & townhomes within 2 mi · $2,542–$3,064
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$1,834/mo short at 20% down; 79% down or +$2,382/mo rent closes it.
- Break-even price
- $214,988
- Break-even rent
- $5,246/mo
- Cashflow at 35% down
- −$1,364/mo
- Down payment to break even
- 79%
- Rate to break even
- Not reachable
53% under asking
$2,382/mo above the estimate
$359,450 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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