3732 Roselle

3732 Roselle

Atop 10%

Oceanside, CA 92056Neighborhood: Tri-City

$680,000
NEW — 0d
STR closed · inland Oceanside

13 licensed short-term rentals within ½ mile (13 whole home), from the cities' license and permit lists of Nov 13, 2026.

Pass at asking: -$2,102/mo full cashflow at 20% down, 7.36% rate.

Works at $404,953 (40% under asking), or at 65% down.

Rent $4,019/mo from 13 leases of 2–4 bed houses within 1 mi ($3,463–$3,981).

Beds

3

Baths

2

Sqft

1,423

Year Built

1978

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

ND26241897

This property is in Oceanside (92056). View neighborhood stats →

About This Property

Welcome to 3732 Roselle Ave, a charming single-story home tucked into an established Oceanside neighborhood! Offering 1,423 square feet of comfortable living space, this 3-bedroom, 2-bathroom residence sits on a generous lot with plenty of room to enjoy the year-round coastal breeze. Built in 1978, the property features a classic, functional floor plan that provides a wonderful canvas for modern updates and personal touches. As an added bonus, a spacious California room is attached to the home, offering extra living space not included in the official square footage. Step outside to an expansive backyard ideal for entertaining, gardening, or creating your own private outdoor retreat. Lush landscaping fills both the front and back yards, showcasing the previous owner's green thumb. The outdoor space also boasts a pristine basketball court area, updated wooden fencing along most of the perimeter, and a handsome block retaining wall along the east side of the home. Conveniently located in the 92056 zip code, this home is just minutes from local parks, schools, shopping centers, dining, and major freeways--plus a short drive from Oceanside's renowned beaches, harbor, and vibrant downtown village. Don't miss this rare opportunity to own a piece of coastal North County San Diego!

Mortgage Calculator

Est. Monthly Payment

$4,630

Principal & Interest$3,752
Property Tax$680
Insurance$198
%($136,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Grapevine Elementary · grades K-5 · Vista Unified

  • Middle

    Madison Middle · grades 6-8 · Vista Unified

  • High

    Rancho Buena Vista High · grades 9-12 · Vista Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules

Investment Score

63A
Est. Monthly Rent
$4,019

13 leases of 2–4 bed houses within 1 mi · $3,463–$3,981

Blended 50/50 with the zip's market median ($4,185)

Monthly Cashflow

Rent − PITIA

-$611
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,102

What would make this work?

$2,102/mo short at 20% down; 65% down or +$2,730/mo rent closes it.

Break-even price

40% under asking

$404,953
Break-even rent

$2,730/mo above the estimate

$6,749/mo
Cashflow at 35% down
−$1,398/mo
Down payment to break even

$442,000 cash

65%
Rate to break even

at 20% down

0.59%

Mortgage (P+I)
$3,752
Cap Rate
3.27%
Cash-on-Cash
-18.54%
DSCR

Need ≥ 1.25 for DSCR loan

0.87

NOI (Annual)
$22,211
Price-to-Rent

Lower = better for investors

14.1

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow−$2,102/mo