
3709 Buena Creek Road
Atop 10%Vista, CA 92084
Pass at asking: -$3,234/mo full cashflow at 20% down, 7.49% rate.
Works at $579,714 (42% under asking), or at 67% down.
Rent $5,807/mo from 7 leases of 3–5 bed houses in 92084 ($5,309–$5,926).
Beds
4
Baths
3
Sqft
3,012
Year Built
1977
Days on Market
—
Property Type
Single Family
HOA/mo
N/A
MLS ID
26106070
This property is in Vista (92084). Browse neighborhood analytics →
About This Property
Solar paid off! Enjoy sweeping sunset, valley, hill, and peek ocean views from this exceptional property set on a private 0.92-acre lot. Offering 3,012 sq. ft. of living space with 5 bedrooms and 3 bathrooms, this home features an open floor plan with a beautifully updated kitchen, complete with granite countertops, stainless steel appliances, and travertine flooring. The formal dining room includes a built-in buffet, French doors, and dramatic floor-to-ceiling windows that showcase the stunning scenery. Two fireplaces, one equipped with a wood stove blower, add warmth and charm, while oak flooring enhances the living room. Expansive view decks create seamless indoor-outdoor living, perfect for relaxing or entertaining. Additional highlights include an efficient solar hot water system, mature fruit trees, RV parking, and a versatile lower-level bonus suite with its own bathroom, ideal for guests, extended family, or a home office.A rare combination of privacy, space, energy efficiency, and breathtaking views at an unbeatable valuedon't miss this opportunity!
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Est. Monthly Payment
$6,873
Location
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Zoned Schools
Elementary
Hannalei Elementary · grades K-5 · Vista Unified
Middle
Madison Middle · grades 6-8 · Vista Unified
High
Rancho Buena Vista High · grades 9-12 · Vista Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$5,807
Comp Average
$5,280

1596 Aldorado
4bd / 2.5ba · 2,709 sqft · Single Family
$1.20M
Est. $5,662/mo
1259 Grandview Road
4bd / 3.5ba · 2,714 sqft · Single Family
$1.19M
Est. $5,105/mo
1330 Sugarbush Drive
4bd / 3ba · 2,990 sqft · Single Family
$1.40M
Est. $5,822/mo
Vista
3bd / 2.5ba · 3,008 sqft · Single Family
$1.35M
Est. $5,478/mo
2125 Walnut Lane
4bd / 3ba · 2,762 sqft · Single Family
$1.25M
Est. $4,334/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
7 leases of 3–5 bed houses in 92084 · $5,309–$5,926
Blended 50/50 with the zip's market median ($5,994)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,234/mo short at 20% down; 67% down or +$4,200/mo rent closes it.
- Break-even price
- $579,714
- Break-even rent
- $10,007/mo
- Cashflow at 35% down
- −$2,187/mo
- Down payment to break even
- 67%
- Rate to break even
- 0.38%
42% under asking
$4,200/mo above the estimate
$669,330 cash
at 20% down
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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