3690 Ruette De Ville
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3690 Ruette De Ville

D

Carmel Valley, CA 92130

$1,299,000
NEW — 2d on market

Beds

3

Baths

2.5

Sqft

1,532

Year Built

1993

Days on Market

2

Property Type

Townhouse

HOA/mo

$415

MLS ID

260008518SD

This property is in Carmel Valley (92130). View neighborhood stats →

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About This Property

Experience the best of Carmel Valley living just minutes from the beaches of Del Mar. This beautifully updated 3-bedroom, 2.5-bath townhome in the highly sought-after Château Village community offers an ideal blend of comfort, style, and location. The light-filled two-story floor plan features soaring vaulted ceilings, abundant natural light, and luxury vinyl plank flooring throughout. The remodeled kitchen showcases sleek countertops, shaker cabinetry, stainless steel appliances, and recessed lighting, seamlessly opening to the living and dining areas—perfect for both everyday living and entertaining. Double doors lead to a private patio, creating a peaceful outdoor retreat filled with warm morning sunshine. The spacious primary suite offers a relaxing escape with a walk-in closet and an updated bathroom featuring modern finishes. Two additional bedrooms provide flexibility for family, guests, or a home office. Residents enjoy resort-style amenities including a pool, spa, tennis courts, and fitness center. Ideally located near top-rated schools, parks, scenic trails, shopping, and dining, this home offers exceptional convenience in one of San Diego’s most desirable neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$8,661

Principal & Interest$6,568
Property Tax$1,299
Insurance$379
HOA$415
%($259,800)
%

Location

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Investment Score

1D
Est. Monthly Rent
$4,547
Monthly Cashflow

Rent − PITIA

$-4,114
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,243

Mortgage (P+I)
$6,568
Cap Rate
0.30%
Cash-on-Cash
-28.83%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.52
Break-even Rent
$12,654

NOI (Annual)
$3,908
Price-to-Rent

Lower = better for investors

23.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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