12376 Carmel Country Rd

12376 Carmel Country Rd

D

Carmel Valley, CA 92130

$839,000
NEW — 3d on market

Beds

2

Baths

2

Sqft

1,145

Year Built

2003

Days on Market

3

Property Type

Condo

HOA/mo

$480.35

MLS ID

260007108SD

View on MLS

Description

The Location Checks Out. So Does Everything Else. Finding a home that truly has it all is no small feat — but this ground-floor, single-story corner condo in the gated Heights community of Carmel Valley comes about as close as it gets. Nestled just east of the 5 in one of San Diego's most sought-after neighborhoods, it offers the rare combination of a peaceful, tucked-away setting and unbeatable everyday convenience — beaches ten minutes away, top-rated schools around the corner, and shopping right at your fingertips. Step inside to a freshly painted, light-filled interior where the open floor plan feels both effortless and welcoming. Two generous bedrooms, two full baths, and a flexible office — easily converted into a third bedroom — make this home as practical as it is comfortable, whether you're growing a family or working from home. Warm wood flooring flows throughout, granite countertops and stainless steel appliances elevate the kitchen, and in-unit laundry keeps daily life simple. Expansive windows blur the line between inside and out, and a private patio wrapped in lush greenery turns al fresco living into an everyday ritual. Practical perks round out the package: a detached single-car garage plus an additional parking space — a genuine rarity in communities like this. And when you venture beyond your front door, resort-style amenities await: a sparkling pool, spa, fitness center, business center, and a fully equipped clubhouse ready for your next gathering. Walkable to top schools, dining, parks, the rec center, and the library, with quick freeway access and the c

Mortgage Calculator

Est. Monthly Payment

$5,806

Principal & Interest$4,242
Property Tax$839
Insurance$245
HOA$480
%($167,800)
%

Investment Score

2D
Est. Monthly Rent
$3,687
Monthly Cashflow

Rent − PITI − HOA

$-2,120
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,667

Mortgage (P+I)
$4,242
Cap Rate
0.82%
Cash-on-Cash
-26.22%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.63
Break-even Rent
$8,449

NOI (Annual)
$6,906
Price-to-Rent

Lower = better for investors

19.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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