3677 Via Bernardo

3677 Via Bernardo

D

Oceanside, CA 92056

$1,099,000
NEW — 1d on market

Beds

5

Baths

3.5

Sqft

2,585

Year Built

1990

Days on Market

1

Property Type

Single Family

HOA/mo

$215

MLS ID

260005270SD

View on MLS

Description

More photos tomorrow! Spacious and light-filled home in a prime Oceanside location near schools and community amenities. A grand entryway welcomes you with abundant natural light and new luxury vinyl plank flooring that flows throughout the main living areas. The living room features a cozy fireplace, while the open kitchen and family room create a perfect gathering space complete with a second fireplace and a convenient wet bar. The kitchen is appointed with granite countertops and crisp white cabinetry. The home has been freshly repainted, creating a bright and inviting feel throughout. A convenient half bath is located downstairs, along with a two-car garage and a Tesla solar system for energy efficiency. Step outside to a low-maintenance backyard designed for easy living, featuring pavers and artificial turf and 3-hole putting green! Upstairs, luxury vinyl plank flooring continues through the hallways, with comfortable carpet in the bedrooms. The spacious primary suite features vaulted ceilings, a private patio, and green space views. The primary bathroom includes crisp white tile and a generous layout. Four additional bedrooms and two bathrooms are located upstairs, along with a dedicated laundry room. Ideally located just a short walk to Lake Elementary and Madison Middle Schools as well as the community clubhouse, pool, spa, and barbecue areas! Perfectly situated between Orange County and San Diego, this home offers the perfect balance of tranquility and convenience. Easy access to I-5. 78 & 76 and just minutes from beaches, trails, dining and shopping!

Mortgage Calculator

Est. Monthly Payment

$7,192

Principal & Interest$5,557
Property Tax$1,099
Insurance$321
HOA$215
%($219,800)
%

Investment Score

7D
Est. Monthly Rent
$4,809
Monthly Cashflow

Rent − PITI − HOA

$-2,383
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,405

Mortgage (P+I)
$5,557
Cap Rate
1.26%
Cash-on-Cash
-13.01%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.67
Break-even Rent
$7,192

NOI (Annual)
$13,825
Price-to-Rent

Lower = better for investors

19.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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